问题 多项选择题

案 例四、某银行2010年3月21日向某客户发放汽车贷款20万元,并于当日全部划转指定汽车经销商。该笔贷款期限为6个月,贷款利率5.76%。同年9月 11日,该客户存入25万元活期存款以备偿还贷款,其在2010年9月20日前没有发生其他存款行为。每季度末月20日为该银行结息日。

从该贷款利息的计算可见,决定贷款利息多少的直接因素有( )。

A.贷款金额

B.贷款时间

C.结息时间

D.货款利息

答案

参考答案:A,C,D

问答题 简答题
单项选择题

However important we may regard school life to be, there is no denying the fact that children spend more time at home than in the classroom. Therefore, the great influence of parents cannot be ignored or discounted by the teacher. They can become p allies of the school personnel or they can consciously or unconsciously hinder and frustrate curricular objectives.

Administrators have been aware of the need to keep parents informed of the newer methods used in schools. Many principals have conducted workshops explaining such matters as the reading readiness program, manuscript writing and developmental mathematics.

Moreover, the classroom teacher, with the permission of the supervisors, can also play an important role in enlightening parents. The informal tea and the many interviews carried on during the year, as well as new ways of reporting pupils’ progress, can significantly aid in achieving a harmonious interplay between school and home.

To illustrate, suppose that a father has been drilling Junior in arithmetic processes night after night. In a friendly interview, the teacher can help the parent sublimate his natural paternal interest into productive channels. He might be persuaded to let Junior participate in discussing the family budget, buying the food, using a yardstick or measuring cup at home, setting the clock, calculating mileage on a trip and engaging in scores of other activities that have a mathematical basis.

If the father follows the advice, it is reasonable to assume that he will soon realize his son is making satisfactory progress in mathematics, and at the same time, enjoying the work.

Too often, however, teachers’ conferences with parents are devoted to petty accounts of children’s misdemeanors, complaints about laziness and poor work habits, and suggestion for penalties and rewards at home.

What is needed is a more creative approach in which the teacher, as a professional adviser, plants ideas in parents’ minds for the best utilization of the many hours that the child spends out of the classroom. In this way, the school and the home join forces in fostering the fullest development of youngsters’ capacities.

The author directly discusses the fact that()

A. parents drill their children too much in arithmetic

B.principals have explained the new art programs to parents

C. a parent’s misguided efforts can be properly directed

D. a father can have his son help him construct articles at home