问题 多项选择题

甲因个人购房向乙借款15万元。乙要求甲将自己使用了一年的桑塔纳轿车进行抵押,双方签订了抵押合同且办理了抵押登记。后甲开车与他人相撞,保险公司支付保险金5万元。因车受损,乙向甲提出了下述请求,其中哪些请求不能成立

A.请求甲提供新的担保物

B.请求人民法院将保险金5万元提存

C.请求甲提前还款

D.请求甲提供保证人

答案

参考答案:A,C,D

解析:[考点] 抵押物价值减少、灭失或毁损
《担保法》第51条2款规定:抵押人对抵押物价值减少无过错的,抵押权人只能在抵押人因损害而得到的赔偿范围内要求提供担保。抵押物价值未减少的部分,仍作为债权的担保。故选项A、D均不能成立,而当选。
  《担保法解释》第80条第2款规定:抵押物灭失、毁损或者被征用的情况下,抵押权所担保的债权未届清偿期的,抵押权人可以请求人民法院对保险金、赔偿金或补偿金等采取保全措施。故选项C符合题意,而选项B中乙请求将5万元提存,正符合上述规定,选项B应被排除。

单项选择题
阅读理解

                                      B

Sunday, October 5                                                        

Clear, 69°F

My wife, Eleanor and I took the train from Paris to Strasbourg, where we were met by our driver and guide, and the minibus which goes along with the boat. We stopped off in Barn for an hour on the way. Then we were taken to Nancy where the boat was kept.

After the other passengers arrived, we had our first dinner on the boat. After dinner we walked into downtown Nancy, a village with a large square and wooden houses.

Monday, October 6                           

Rained last night, cloudy in the morning, 69°F

We spent about two hours in Nancy, and then sailed on the Canal de la Marne au Rhine. Kind of a lazy day. Eating breakfast, lunch, and dinner, after dinner we watched a tape on Baccarat, where we will visit tomorrow. It was pleasant to sit out on deck (甲板)and watch the scenery go by at about 3 mph.

Tuesday, October 7                             

Light rain, 64°F

This mourning we drove over to Baccarat and toured its museum and the church, which has this unbelievable lamp that is going on a world tour the next day. We did lost of shopping, then walked across the bridge to see a very, very modern Catholic church with special Baccarat windows.

We drove to the top of the Voges Mountains and started down the eastern side. Later we drove to Sorrenbourg to see the 13th century church at the Cordeliers. It contains the largest window by Mar.

Wednesday, Ocrober8

Cloudy.65 °F

Today we sailed from Schneckenbush to Saverne. We went though two caves, an extremely unusual part of the journey. This river scenery is very different. We were in a mountain valley with grassland on one side and a forest beginning to show some color on the other.

Thursday, Ocrober9

Cloudy, 66°F

Our dependable minibus was waiting to load the luggage and take us to the hotel where everyone went their separate ways. Our boating days are over until next time.

小题1:Where did the author get off the train?

A.Paris

B.Barn

C.Nancy

D.Strasbourg小题2:On which days did the tourists spend most of their time on the boat?

A.Monday and Wednesday

B.Tuesday and Wednesday

C.Wednesday and Wednesday

D.Monday and Tuesday小题3:From the text, we learn that Baccarat and Sorrenbourg are the names of_________.

A.churches

B.towns

C.museums

D.mountains小题4:What does the author think of the tour?

A.Tiring

B.Expensive

C.Enjoyable

D.Quick