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问题 多项选择题

下列关于银行保函业务的表述，正确的有（）。

A.履约保函是对保函申请人诚信、善意、及时履行基础交易中约定义务的保证

B.即期付款保函是保证申请人因购买商品、技术、专利或劳动合同项下的付款责任而出具的类同信用证性质的保函

C.银行保函是银行应申请人的要求向受益人做出的书面付款保证承诺

D.关税保函是为进口物品缴纳关税提供的担保

E.预付款保函下，银行承担在基础交易违约的情况下向受益人返还预付款的保证责任

答案

参考答案：A, B, C, E

单项选择题 B1型题

以上各项属终末消毒的是（）

A.对传染病住院患者床头柜的按时消毒

B.传染病患者出院前的沐浴

C.医院手术室的消毒

D.剧院的通风

E.餐馆餐具的消毒
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填空题


Insurance is the sharing of (1) . Nearly everyone is exposed (2) risk of some sort. The house owner, for example, knows that his (3) can be damaged by fire; the ship owner knows that his vessel may be lost at sea; the breadwinner knows that he may die by (4) and (5) his family in poverty. On the other hand, not every house is damaged by fire or every vessel lost at sea. If these persons each put a (6) stun of money into a pool, there will be enough to (7) the needs of the few who do suffer (8) . In other words the losses of the few are met from the contributions of the (9) . This is the basis of (10) . Those who pay the contributions are known as (11) and those who administer the pool of the contributions as insurer.
The (12) for an insurance naturally depends on how the risk is to happen as suggested (13) past experience. If the companies fix their premiums too (14) , there will be more competition in their branch of insurance and they may lose (15) . On the other hand, if they make the premiums too low, they will not have (16) and may even have to drop out (17) business. So the ordinary forces of supply and (18) keep premiums at a proper (19) to both insurers and those who (20) insurance.
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