问题 单项选择题

在存款乘数的公式中,最大的不足是其中未包括()因素。

A.货币供给量

B.流通中的现金

C.货币流通速度

D.货币需求量

答案

参考答案:B

解析:

在前面的分析论述过程中,为了证明存款创造与消减的原理,我们在例子中进行了假设:如假设客户将一切收入都存入银行系统而不提取现金;银行只需按规定比例保留存款准备金而将超额部分全部贷出;银行只办理活期存款而不办理定期存款等前提条件。事实上,在现实的经济生活中,这样的前提条件可以说是不会存在的,现实经济社会的情况要复杂得多。因此。必须考虑各种因素对前述分析结论的影响,正是这些不成立的前提条件限制了整个银行体系的存款创造能力,使其变得有限。所以,我们必须将这些因素考虑进来,进而对存款乘数进行修正。

单项选择题

So you’ve got an invention — you and around 39,000 others each year, according to 2002 statistics!

The 64,000-dollar question, if you have come up with a device which you believe to be the answer to the energy crisis or you’ve invented a lawnmower which cuts grass with a jet of water (not so daft, someone has invented one), is how to ensure you’re the one to reap the rewards of your ingenuity. How will all you garden shed boffins out there keep others from capitalizing on your ideas and lining their pockets at your expense

One of the first steps to protect your interest is to patent your invention. That can keep it out of the grasp of the pirates for at least the next 20 years. And for this reason inventors in their droves beat a constant trail from all over the country to the doors of an anonymous grey-fronted building just behind London’s Holborn to try and patent their devices.

The building houses the Patent Office. It’s an ant heap of corridors, offices and filing rooms—a sorting house and storage depot for one of the world’s biggest and most varied collections of technical data. Some ten million patents — English and foreign — are listed there.

File after file, catalogue after catalogue detail the brain-children of inventors down the centuries, from a 1600’s machine gun designed to fire square bullets at infidels and round ones at Christians, to present-day laser, nuclear and computer technology.

The first letters’ patent were granted as long ago as 1449 to a Flemish craftsman by the name of John Utynam. The letters, written in Latin, are still on file at the office. They were granted by King Henry Ⅵ and entitled Utynam to import into this country his knowledge of making stained glass windows in order to install such windows at Eton College.

Present-day patents procedure is a more sophisticated affair than getting a go-ahead note from the monarch. These days the strict procedures governing whether you get a patent for your revolutionary mouse-trap or solar-powered back-scratcher have been reduced to a pretty exact science.

From start to finish it will take around two and a half years and cost £ 165 for the inventor to gain patent protection for his brainchild. That’s if he’s lucky. By no means all who apply to the Patent Office, which is a branch of the Department of Trade, get a patent.

A key man at the Patent Office is Bernard Partridge, Principal Examiner (Administration), who boils down to one word the vital ingredient any inventor needs before he can hope to overcome the many hurdles in the complex procedure of obtaining a patent — "ingenuity".

Why is John Utynam still remembered?()

A.He is the first person to get a patent for his revolutionary mouse-trap.

B.He is the first person to be granted an official patent.

C.He is the first person to be an officer in the Patent Office.

D.He is the first person to have invented a lawnmower.

单项选择题