问题 单项选择题

以下关于CreditMetrics的说法错误的是()。

A.CreditMetrics模型是从资产组合的角度来看待信用风险的

B.CreditMetrics模型本原理是信用等级变化分析

C.CreditMetrics模型是将单一信用工具放人资产组合中衡量其对整个组合风险状况的作用

D.CreditMetrics模型组合的违约遵从泊松过程

答案

参考答案:D

解析:

本题考查的是CreditMetrics模型知识点,本章中涉及一些模型,考生要掌握这些模型的主要内容以及模型的应用。

CreditMetrics模型本原理是信用等级变化分析,CreditMetrics模型是从资产组合的角度来看待信用风险的,CreditMetries模型是将单一信用工具放入资产组合中衡量其对整个组合风险状况的作用,所以A、B、C正确;

CreditRisk+模型认为组合的违约遵从泊松过程,所以D项错误。

单项选择题

The amazing success of humans as a (91) is the result of the evolutionary development of our brains which has led, among other things, to tool-using, tool-making, the (92) to solve problems by logical reasoning, thoughtful cooperation, and language. One of the most striking ways in which chimpanzees biologically (93) humans (94) in structure of their brains. The chimpanzee, with the capacity for (95) reasoning, (96) a type of intelligence more like that of humans than (97) any other mammal living today. The brain of the modern chimpanzee is probably not too dissimilar (98) the brain that so many millions of years ago (99) the behavior of the first ape man.
For a long time, the fact that prehistoric people made (100) was considered to be one of the major (101) distinguishing them from other creatures. (102) pointed out earlier, I have watched chimpanzees (103) grass stems in order to use them to probe for termites. It is tree that the chimpanzee does not (104) tools to "a regular and set pattern"—but then, (105) people, before their development of stone tools, undoubtedly poked around (106) sticks, and straws, at which stage it seems (107) , that they made tools to a set pattern either.
It is because of the close (108) in most people’s minds of tools with humans (109) special attention has always been focused upon any animal able to use an object as a tool: but it is important to realize that this ability, on its own, does not necessarily indicate any special intelligence in the creature (110) .

A.As

B.Since

C.If

D.When

单项选择题