Many university courses are not really _____ to the needs of students or their future employers.

A．associated

B．relative

C．geared

D．sufficient

下列哪项不属于自然风险的特征( )

A．风险形成的不可控性
B．风险形成的周期性
C．风险引起后果的可转移性
D．风险引起后果的共沾性