问题 单项选择题

含有高成长性和高投资的投资产品的资产组合比较适合( )的人群。

A.少年成长期

B.青年成长期

C.中年稳健期

D.退休养老期

答案

参考答案:B

解析: 本题考查生命周期理论在个人理财中的应用,最好结合实际理解记忆各阶段人群的投资理念和投资策略。少年成长期,顾名思义,这个人群的特点是没有或有较低的收入,富余的一点钱就都存到银行里,基本没有理财需求;而青年人收入上升,年少气盛,追求快速增加资本积累,愿意承担高风险,获得高收益;人到中年,开始追求稳定,风险厌恶程度提高;退休养老,没有收入来源,当然要尽力保全已有财产,高度厌恶风险。高成长性和高投资的投资产品更注重未来的收益,一般风险较高,属于积极的投资策略,适合青年成长期的人群。

完形填空
Mr Clarke works in a middle school. He likes reading and often __小题1:__ some books from the library. He __小题2:__ to the radio every morning and reading __小题3:__ after supper. So he knows much and teaches well.His __小题4:__ worship(崇拜) him very much. Mike, Mr Clarke’s little son, is only nine. He __小题5:___ likes reading books. And he often asks his father some questions. Mr Clarke always thinks he's too __小题6:__ to understand him and chooses __小题7:__ ones to answer. Of course the boy is not satisfied with(对…满意) it. One day Mike read __小题8:__ about the electric lights (电灯) and was __小题9:__it. When his father told him to do some housework, he went on thinking of it. He asked him __小题10:__ questions, and his father answered all. Then his father said proudly, "Fathers always know __小题11:__than sons!" The boy thought for a while and said, __小题12:__" "Oh? Why?" Mike didn’t answer and asked, __小题13:__, "Who invented the electric lights?" __小题14:__ "answered Mr Clarke. "Why didn't his father invent them, then?" Looking at his son, Mr Clarke didn't know __小题15:___ to answer! 
小题16:
A.findsB.sellsC.buysD.borrows
小题17:
A.hearsB.listensC.saysD.reads
小题18:
A.newspapersB.lettersC.storiesD.messages
小题19:
A.teachersB.parentsC.studentsD.classmates
小题20:
A.alsoB.neverC.evenD.only
小题21:
A.oldB.youngC.cleverD.able
小题22:
A.more difficultB.the most difficultC.easyD.the easiest
小题23:
A.everythingB.nothingC.somethingD.anything
小题24:
A.worried aboutB.interested inC.afraid ofD.angry with
小题25:
A.fewB.littleC.a fewD.a little
小题26:
A.moreB.mostC.lessD.least
小题27:
A.I think soB.I don’t knowC.I agreeD.I don’t think so
小题28:
A.insteadB.carefullyC.quicklyD.brightly
小题29:
A.Thomas BrownB.Allan SmithC.Thomas EdisonD.Ron Jenkins
小题30:
A.whenB.whatC.whereD.which
单项选择题