问题 单项选择题

个人汽车贷款操作风险的防控措施不包括()。

A.掌握个人汽车贷款的规章制度

B.详细调查客户的还款能力

C.熟悉关于操作风险的管理政策

D.规范业务操作

答案

参考答案:B

解析:

个人汽车贷款操作风险的防控措施有:

(1)掌握个人汽车贷款业务的规章制度;

(2)规范业务操作;

(3)熟悉关于操作风险的管理政策;

(4)把握个人汽车贷款业务流程中的主要操作风险点;

(5)对于关键操作,完成后应做好记录备查,尽职免责,提高自我保护能力。选项B是个人汽车贷款信用风险的防控措施。

阅读理解

任务型阅读。

     阅读下面的短文,请根据短文后的要求答题(请注意问题后的词数要求)。

     There's a lot of discussion these days about fit kids. Being fit is a

way of saying a personeats well, gets a lot of physical activity (exercise) ,

and has ahealthy weight. If you're fit, your body works well, feelsgood,

and can do all the things you want to do.

      Here are four rules to live by, if you're a kid who wants tobe fit.

       1. Eat a variety of foods, especially fruits and vegetables.

      You may have a favorite food, but the best choice is to eat

a variety.If you eat different foods, you're more likely to get

the nutrients your body needs. Taste new foods and old ones

you haven't tried for a while.

         2. Drink water and milk most often.

      When you're really thirsty, cold water is the No. 1 thirst-

quencher. And there's a reason your school cafeteria offers

cartons of milk. Kids need calcium to grow strong bones, and

milk is a great source of this mineral.

         3. Listen to your body.

    What does it feel like to be full? When you're eating,

notice how your body feels and when your stomach feels

comfortably full. Sometimes, people eat too much because they

don't notice when they need to stop eating. Eating too much can

make you feel uncomfortable, and over a period of time, it can

lead to _____.

        4. Be active.

      One job you have as a kid-and it's a fun one-is that you

get to figure out which activities you like best. Not everyone

loves baseball or soccer. Maybe your passion is karate, or

kickball, or dancing. Ask your parents to help you do your

favorite activities regularly. Find ways to be active every day.

1. What is the best title of this passage? (Please answer   within 10 words. )

_____________________________________________________________

2. Which sentence in the passage can be replaced by thefollowing one?

     You might keep yourself healthy and vivid as a result of avariety of foods.

_____________________________________________________________

3. Please fill in the blank in the 5th paragraph with properwords or phrases to

    complete the sentence. (Please answerwithin 10 words. )

______________________________________________________________

4. Which of the four rules do you think is the most important for you? Why?  

   (Please answer within 30 words. )

_______________________________________________________________

5. Translate the underlined sentence in the last paragraph intoChinese.

________________________________________________________________

单项选择题