问题 单项选择题

朱某持一张载明金额为人民币50万元的承兑汇票,向票据所载明的付款人某银行提示付款。但该银行以持票人朱某拖欠银行贷款60万元尚未清偿为由拒绝付款,并以该汇票票面金额冲抵了部分届期贷款金额。对付款人(即某银行)行为的定性,下列哪一选项是正确的( )

A.违反票据无因性原则的行为
B.违反票据独立性原则的行是
C.行使票据抗辩之对人抗辩的行为
D.行使票据抗辩之对物抗辩的行是

答案

参考答案:C

解析: 银行行使票据抗辩之对人抗辩的行为,并没有违反票据的无因性,事实上银行已经承兑,进行了折抵。

选择题
阅读理解

What is it that makes people laugh? More than two thousand years ago the ancient Greek philosopher (哲学家) Aristotle defined (定义) jokes as the pleasure that results from a feeling of triumph by showing we’re better than someone else in a certain way. According to Aristotle and many other philosophers,all jokes depend mainly on showing inferiority in another person or group of persons — that is,putting it clearly,on showing that they are worse off than ourselves. Jokes raise our good opinion of ourselves at someone else’s expense.

Showing how much better than other people we are is only one reason we like jokes. Someone may also use a joke to express their anger or their cruelty (残酷)or any other kind of action that is not acceptable to us. We feel free to laugh when we hear about someone sliding on a banana skin. The joke lets us express those attitudes which are usually unacceptable to society. This is probably the reason why some of the jokes,especially those involving cruelty,are so popular with certain people.

Besides,all jokes depend on our enjoyment of laughing at something that is strange and out of place because it’s different from things which are happening around it. The same situation can be either sad or pleasant,depending entirely on how strange and out of place it is. If a girl in a bathing suit falls into a swimming pool,we don’t laugh because nothing unusual has happened. But if a man in a smart suit falls in,the situation is at once unusual in a pleasant way and we laugh. A good joke-teller will always try to build up a situation in which one thing is expected until something unexpected suddenly happens,and so we laugh.

小题1:The underlined word “inferiority” (in Paragraph 1) means ______.

A.someone that is better than someone else

B.something that is better than something else

C.someone that is as good as someone else

D.something that is not as good as something else小题2:According to Aristotle, all jokes depend mainly on ______.

A.resulting in a sense of success

B.showing inferiority in another person or group

C.having a good opinion of other people

D.making people laugh unexpectedly小题3:What’s the main idea of Paragraph 2?

A.To express those attitudes usually unacceptable to society is one of the reasons we like jokes.

B.When people are angry, they would like to hear jokes.

C.People who like jokes are usually cruel.

D.Showing we are better than other people is the only one reason we like jokes.小题4:What will a good joke-teller always try to do? 

A.Make an unexpected thing happen in an expected situation

B.Make different things happen at the same time.

C.Make a sad situation into a pleasant one.

D.Make people laugh at something unusual and out of place.