问题 单项选择题

对于有争议的保险合同条款,人民法院或仲裁机构应当作有利于( )的解释。

A.保险人

B.投保人

C.当事人

D.被保险人和受益人

答案

参考答案:D

解析: 按照国际惯例,对于单方面起草的合同进行解释时,应遵循有利于非起草人的解释原则。由于保险合同条款大多是由保险人拟定的,当保险条款出现含糊不清的意思时,应从有利于被保险人和受益人的角度作出解释。但若采用保险协议书形式订立保险合同时,由保险人与投保人共同拟定的保险条款,如果因含义不清而发生争议,并非保险人一方的过错,其不利的后果不能仅由保险人一方承担。

阅读理解

阅读理解。

       In October on the east coast of Australia migrating(迁徙) humpback whales (座头鲸) pass 

very close  to  the shore. With the help of Max Egan, we went to film them near Byron Bay. It

was extremely exciting to spot the little puffs(水柱)of spray on the horizon. When migrating, the

whales can be traveling at speeds of about 12 km an hour and can dive under anywhere between

five and forty minutes, but with many years of experience Max usually guided our boat to exactly

the right place to provide us with amazing sighting. As the whales break the surface like submarines

(潜水艇 ) , the water spills off their broad dark backs and huge tails. Then, with a powerful down

stroke ,they dive back into the depths of the sea, leaving just a smooth glassy patch of water or

"footprint" on the surface to show where they had been.

     One day we had traveled up and down the shore and far out to the sea in search of whales, but

the horizon was deserted. There was no report of whales in the area so we

decided to test out Max's new, highly sensitive hydrophone (水中听音器) and the result was

astonishing. As soon as the hydrophone was in the water, we found ourselves listening to the most

beautiful voices. What may have seemed like a vast empty ocean filled with the singing of whales.

     It is the males which sing,as they migrate between feeding and breeding (养育) grounds. No one

knows for sure what the purpose of these songs is,whether they are love songs to the females or

warnings to other males to stay away.

    It was thought that each population of hump backs had its own song which remained regular but

recent findings suggest that the whales appreciate a memorable tune (曲调)and quickly adopt any

new songs they hear.

1. Which finding about the whale is beyond the writer's expectation?     

A. The little puffs.

B. The songs of whales.

C. The traveling speed of the whale.

D. The depth of the whales' dive.

2. What do we know about Max?    

A. He likes whales very much.

B. He is a brave scientist on whales.

C. He is an experienced man in finding whales.

D. He is an expert in making hydrophones.

3. The author's main purpose of looking for whales in the passage is___________.

A. carrying out research on whales

B. studying the beautiful songs of whales

C. making films about whales

D. hunting whales for research

4. What's the wrong opinion about whales before according to the passage?     

A. Each group of humpbacks had the song of their own

B. Whales can't sing to each other.

C. Whales aren't easy to find.

D. The whale can't dive in the sea as long as forty minutes.

单项选择题