《个人住房贷款管理办法》规定，个人住房贷款的对象不包括( )。
A．年满18周岁的，具有完全民事行为能力的中国公民
B．不在大陆居住的，具有完全民事行为能力的港澳台居民
C．在中国境内居住，具有完全民事行为能力的外国人
D．未满18周岁，但能提供偿还贷款能力证明的自然人
参考答案：B
解析： B选项中的港澳台居民如果不在大陆居住，是不能申请个人住房贷款申请的，故正确答案为B选项。
| 阅读理解。 |
| Mr Lee was in bed and was trying to go to sleep when he heard the bell ring. He turned on the light and looked at his clock. It was twelve o'clock. "Who can it be at this time of night?" He thought. He decided to go and find out. So he got out of bed, put on his dressing gown (浴袍) and went to the door. When he opened the door, there was nobody there. "That's very strange." he thought. Then he went back to his bedroom, took off his dressing gown, got back into bed, turned off the light and tried to go to sleep. A few minutes later he heard the bell ring again. Mr Lee jumped out of bed very quickly and rushed to the door. He opened it, but again he found no one there. He closed the door and tried not to feel too angry. Then he saw a piece of paper on the floor. He picked it up. There were some words on it: " It is now after midnight (午夜), so it is April Fool's Day (愚人节). April fool to you!" "Oh, it was the English boy next door!" Mr Lee exclaimed (惊叫) and almost smiled. He went back to bed and fell asleep at once. The bell did not ring again. |
| 1. When did Mr Lee go to bed? He went to bed ______. |
[ ] |
| A. before twelve o'clock B. after twelve o'clock C. when the bell rang D. when he saw the boy |
| 2. Why did he rush to the door when he heard the bell ring the second time? |
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| A. He wanted to open the door for the visitor. B. He wanted to find out who the visitor was. C. He was afraid of the ring. D. He was waiting for someone. |
| 3. What did Mr Lee think about the English boy? He thought he ______. |
[ ] |
| A. was a good boy B. was friendly with him C. shouldn't ring the bell at midnight D. did a dangerous thing just now |
| 4. From this passage, we learn that we can on April Fool's Day. |
[ ] |
| A. say "Hello" to each other B. dance and sing at night C. play jokes on each other D. send presents to children |