下列关于保存到期的20年期贷款档案销毁的做法中，错误的是( )。
A．首先由档案部门按贷款业务档案和风险评审档案分别提供拟销毁清单
B．贷款业务档案拟销毁清单交业务部门鉴定确认，由业务经办部门主管在正式清单上审批签字
C．风险评审档案拟销毁清单交风险管理部门鉴定，并由风险管理部门及行长办公室审批签字
D．贷款业务档案销毁清单与风险评审档案销毁清单均要由行长办公室审批签字
参考答案：B
解析：保存到期的20年期贷款档案由档案部门按贷款业务档案和风险评审档案分别提供拟销毁清单，前者交业务经办部门及风险管理部门鉴定，形成正式的贷款档案销毁清单，由业务经办部门、风险管理部门及行长办公室三方负责人在正式清单上审批签字；后者交风险管理部门鉴定，由风险管理部门及行长办公室负责人审批签字。所以，选项A、C、D的叙述均是正确的。选项B中，贷款业务拟销毁清单应交业务经办部门及风险管理部门鉴定，而不是只交业务部门。所以，选项B符合题意。因此，本题的正确答案为B。
完形填空 Middle school days are both fun and busy. Students spend __1__their teachers. Students spend their days in class, ___2__to the interesting or boring words of their teachers. At break（休息时间）, they __3__ themselves by running or talking with each other. But ___4_should students spend their__5__time after school? In western countries,___6_is normal(很正常的) for students to have a part-time _7_after school or on weekends. Students can make their _8_ money and learn more about the “__9_world”. They enjoy the independence（独立） and money, and their parents enjoy the __10_house. However, it seems that, in China, parents__11__so much about their children’s studies that they would like to _12_ their children spending most of their time _13__for all those exams. It is natural for Chinese parents to feel that way, but I think everything should keep balanced. Sometimes, western school children__14__long hours after school to make money, so they__15__too tired to listen in class or do their homework. But Chinese students spend so much time on their studies that anything else becomes less important.
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