问题 多项选择题

下列属于商业银行流动性风险预警信号的有()。

A.存款大量流失

B.客户办理业务等候时间较长

C.所发行的股票价格大幅下降

D.被迫从市场上购回已发行的债券

E.债权人提前要求兑付

答案

参考答案:A, C, D, E

解析:商业银行流动性风险预警指标/信号包括:①内部指标/信号(表现为盈利水平下降等);②外部指标/信号(表现为所发行的股票价格下跌等);③融资指标/信号(表现为存款大量流失、债权人提前要求兑付,造成支付能力不正、银行被迫从市场上购回已发行的债券等)。A、D、E三项属于融资指标/信号;C项属于外部指标/信号;B项客户办理业务等候时间较长可能是由于工作人员对业务不熟悉,办理业务效率低,并不一定是流动性风险的预警信号。

单项选择题
单项选择题

For many people today, reading is no longer relaxation. To keep up their work they must read letters, reports, trade publications, interoffice communications, not to mention newspapers and magazines: a never ending flood of words. In (1) a job or advancing in one, the ability to read and comprehend (2) can mean the difference between success and failure. Yet the unfortunate fact is that most of us are (3) readers. Most of us develop poor reading (4) at an early age, and never get over them. The main deficiency (5) in the actual stuff of language itself—words. Taken individually, words have (6) meaning until they are strung together into phrases, sentences and paragraphs. (7) , however, the untrained reader does not read groups of words. He laboriously reads one word at a time, often regressing to (8) words or passages. Regression, the tendency to look back over (9) you have just read, is a common bad habit in reading. Another habit which (10) down the speed of reading is vocalization—sounding each word either orally or mentally as (11) reads.

To overcome these bad habits, some reading clinics use a device called an (12) , which moves a bar(or curtain) down the page at a predetermined speed. The bar is set at a slightly faster rate (13) the reader finds comfortable, in order to "stretch" him. The accelerator forces the reader to read fast, (14) word by word reading, regression and subvocalization practically impossible. At first (15) is sacrificed for speed. But when you learn to read ideas and concepts, you will not only read faster, (16) your comprehension will improve. Many people have found (17) reading skill drastically improved after some training. (18) Charlie Au, a business manager, for instance. His reading rate was a reasonably good 172words a minute (19) the training; now it is an excellent 1,378 words a minute. He is delighted that how he can (20) a lot more reading material in a short period of time.

第(11)空应选择()

A.some one

B.one

C.he

D.reader