问题 单项选择题

下列关于商业银行针对币种结构进行流动性管理的说法,不正确的是()。

A.商业银行应对其经常使用的主要币种的流动性状况进行计量、监测和控制

B.商业银行可以持有“一揽子”外币资产组合,并尽可能对应其外币债务组合结构

C.商业银行如果认为美元是最重要的对外结算工具,可以完全持有美元用来匹配所有的外币债务,而减少其他外币的持有量

D.多币种的资产与负债结构降低了银行流动性管理的复杂程度

答案

参考答案:D

解析:

如果对知识点不了解,统观选项,可能会怀疑C、D,相比之下,D的错误更明显,因为多币种只能是增加复杂程度,而不是降低复杂程度。那么,就要偏向于选D。C的做法是可取的,如果商业银行认为某种货币是最重要的对外结算工具,也可以选择以绝对方式匹配债务组合,即完全持有该重要货币用来匹配所有外币债务,而减少其他货币的持有量

阅读理解

阅读理解。

     Last year my sixth-grader daughter, Elizabeth, was forced to put up with science. Her education week after

week, contained mindless memorization of big words like "batholith" and "saprophyte" She learned by heart the

achievements of famous scientists who did things like "improved nuclear fu-sion (核聚变)"-never mind that

she hasn't the least idea of what nuclear fusion means. Eliza-beth did very well (she's good at memorizing things ). And now she hates science. My eighth-grad-er son,Ben,also suffered from science education. Week after

week he had to perform lab experiments with answers already known.Ben figured out how to guess the right

answers, so he got good grades. Now he hates science, too.

     Science can provide an exciting way to develop children's curiosity. Science education should teach ways

to ask questions and week answers. But my children got the mistaken idea in school than science is difficult

dull and has no relation to their everyday interests.

     As a physicist, I am saddened and angered to see "the great science turnoff" I know that science is

important in our lives.Yet studies prove that our schools are turning out millions of graduates who know

almost nothing about and have almost no interest in science. What's gone wrong? Who is to blame?

1. We learn from paragraph 1 that _____.

A. the writer was proud of Elizabeth and Ben

B. both Elizabeth and Ben could become scientists

C. Elizabeth had to learn much about great scientists

D. Ben was good at trying new ideas in lab experiments

2. The writer thinks that in science education we should first _____.

A. get students interested in the subject

B. answer students' questions in delightful ways.

C. smooth out difficulties in lab experiments

D. explain the special terms clearly

3. By writing the text,the author questions _____.

A. the difficulty level of the science texts

B. the way science is taught in school

C. the achievements of famous scientists

D. students' poor records in science classes

问答题