问题 单项选择题

商业助学贷款借款人、担保人的违约行为不包括( )。

A.借款人未按合同规定及时足额偿还贷款本息

B.借款人未按合同规定的用途使用贷款

C.抵押物因毁损价值明显减少,借款人按贷款银行要求重新落实抵押

D.抵押人未经贷款银行书面同意擅自出租抵押物

答案

参考答案:C

解析: 抵押物受毁损导致其价值明显减少或贬值,以致全部或部分失去了抵押价值,足以危害贷款银行利益,而借款人未按贷款银行要求重新落实抵押、质押或保证的属于违约,但是C选项则不属于违约。

阅读理解

In the course of working my way through school, I took many jobs I would rather forget. But none of these jobs was as dreadful as my job in an apple plant. The work was hard; the pay was poor; and, most of all, the working conditions were terrible.

First of all, the job made huge demands on my strength. For then hours a night, I took boxes that rolled down a metal track and piled them onto a truck. Each box contained twelve heavy bottles of apple juice. I once figured out that I was lifting an average of twelve tons of apple juice every night.

I would not have minded the difficulty of the work so much if the pay had not been so poor. I was paid the lowest wage of that time—two dollars an hour. Because of the low pay, I felt eager to get as much as possible. I usually worked twelve hours a night but did not take home much more than $ 100 a week.

But even more than the low pay, what made me unhappy was the working conditions. During work I was limited to two ten-minute breaks and an unpaid half hour for lunch. Most of my time was spent outside loading trucks with those heavy boxes in near-zero-degree temperatures. The steel floors of the trucks were like ice, which made my feet feel like stone. And after the production line shut down at night and most people left, I had to spend two hours alone cleaning the floor.

I stayed on the job for five months, all the while hating the difficulty of the work, the poor money, and the conditions under which I worked. By the time I left, I was determined never to go back there again.

49. Why did the writer have to take many jobs at that time?

A. To pay for his schooling.

B. To save for his future.

C. To support his family

D. To gain some experience

50. The following facts describe the terrible working conditions of the plant EXCEPT ______.

A. loading boxes in the freezing cold                     B. having limited time for breaks

C. working and studying at the same time        D. getting no pay for lunch time

51. What is the subject discussed in the text?

A. The writer’s unhappy school life.               B. The writer’s eagerness to earn money.

C. The writer’s experience to earn money.      D. The writer’s hard work in an apple plant.

52. How is the text organized?

A. Topic—Argument—Explanation

B. Opinion—Discussion—Description

C. Main idea—Comparison—Supporting examples

D. Introduction—Supporting examples—Conclusion

单项选择题