问题 单项选择题

责任保险合同中,需保险人承担保险责任的情况是

A.产品缺陷造成他人财产的损失

B.被保险人故意行为造成的损失

C.被保险人违法行为造成的损失

D.政府封闭工程引起的损害

答案

参考答案:A

解析:解析:本题考查责任保险合同中的产品责任保险合同。产品责任保险合同是以因产品质量不合格致他人财产、人身损害而承担损害赔偿责任为标的的合同。

阅读理解

Over 30% of the natural world has been seriously destroyed by humans (人类) over the last 30 years. This is because the number of people living on Earth is nearly six billion (十亿). All of these people need food, space and energy. As a result, lots of Earth’s natural resources will be used up. When we destroy our earth to get natural resources such as wood or oil, animals often lose their living space. They cannot have enough food, and they will get hurt or die.

The World Wide Fund for Nature (WWF) is an international charity. It tries to prevent humans from destroying more of nature than is necessary. For example, in China WWF is working with the local government to reconnect (重新连接) some small lakes in Anhui Province to the Yangtze River and to create(创造) more protected areas so that China’s natural beauty will not be lost in the future. WWF works in more than 50 countries, saving rainforests and stopping hunters from killing rare animals and protecting traditional ways of life in areas where they are in danger of being lost. WWF’s main goal is to encourage development that does not harm the environment and the animals that live in it. Even though the charity is known all over the world, and a lot of people support the goals of WWF, not so many donate money often. This makes it difficult for the charity to do all the things it wants to do.

小题1:Why has over 30% of the natural world been destroyed?

A.Because hunters are killing rare animals.

B.Because not enough people help WWF.

C.Because WWF does not have enough money.

D.Because there are so many people living on Earth.小题2: How has WWF helped in China?

A.They have protected traditional ways of life.

B.They have helped to protect China’s natural beauty.

C.They have saved many rainforests in Anhui Province.

D.They have built some bridges over the Yangtze River.小题3:What is WWF’s main goal?

A.To save rainforests.

B.To stop hunters killing rare animals.

C.To get more people to donate money.

D.To protect the environment while developing.小题4:Why is it difficult for WWF to do all the things they want to?

A.Because too many people do not know WWF.

B.Because WWF doesn’t have enough money from donations

C.Because there are too many problems for them to solve.

D.Because WWF doesn’t encourage development.

单项选择题