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问题 多项选择题

商业银行内部风险管理中，授信权限管理通常应遵循的原则包括（）。

A.给予每一交易对方的信用须得到一定权力层次的批准

B.集团内各机构在进行信用决策时应根据自身情况设置不同标准

C.债项的每一个重要改变应得到一定权力层次的批准

D.交易对方风险限额的确定应建立在风险-收益分析基础之上

E.将信用授权分配给审批人并定期进行考核

答案

参考答案：A, C, D, E

选择题

The play           next month aims mainly to reflect the local culture.

A．produced

B．being produced

C．to be produced

D．having been produced
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问答题

The first mention of slavery in the statutes of the English colonies of North America does not occur until after 1660--some forty years after the importation of the first Black people. Lest we think that slavery existed in fact before it did in law, Oscar and Mary Simon assure us that the status of Black people down to the 1660’s was that of servants. (46) A critique of the Simons’ interpretation of why legal slavery did not appear until the 1660’s suggests that assumptions about the relation between slavery and racial prejudice should be reexamined, and that explanations for the different treatment of Black slaves in North and South America should be expanded.

(47) The Simons explain the appearance of legal slavery by contending that, during the 1660’s, the position of White servants was improving relative to that of Black servants. Thus, the Simons argue, Black and White servants, heretofore treated alike, each attained a different status. There are, however, important objections to this argument. First, the Simons cannot adequately demonstrate that the White servant’s position was improving during and after the 1660’s; several acts of the Maryland and Virginia legislatures indicate otherwise. Another flaw in the Simons’ interpretation is their assumption that prior to the establishment of legal slavery there was no discrimination against Black people. It is true that before the 1660’s Black people were rarely called slaves. But this should not overshadow evidence from the 1630’s on that points to racial discrimination without using the term slavery. Such discrimination sometimes stopped short of lifetime servitude or inherited status--the two attributes of true slavery--yet in other cases it included both. (48) The Simons’ argument excludes the real possibility that Black people in the English colonies were never treated as the equals of White people.

This possibility has important ramifications. (49) If from the outset Black people were discriminated against, then legal slavery should be viewed as a reflection and an extension of racial prejudice rather than, as many historians including the Simons have argued, the cause of prejudice. In addition, the existence of discrimination before the advent of legal slavery offers a further explanation for the harsher treatment of Black slaves in North than in South America. (50) Frey and Terry have rightly argued that the lack of certain traditions in North America--such as a Roman conception of slavery and a Roman Catholic emphasis on equality--explains why the treatment of Black slaves was more severe there than in the Spanish and Portuguese colonies of South America. But this cannot be the whole explanation since it is merely negative, based only on a lack of something.

48（）
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