采用等额累进还款法的借款人，当收入水平下降时，为减少还款压力，可( )。
A．增大累进额或扩大间隔期
B．增大累进额或缩短间隔期
C．减少累进额或扩大间隔期
D．减少累进额或缩短间隔期
参考答案：C
解析：[习题解析] 等额累进还款法和等比累进还款法相似的特点是：当借款人还款能力发生变化时，可通过调整累进额或间隔期来适应客户还款能力的变化。例如，对收入增加的客户，可采取增大累进额、缩短间隔期等办法，使借款人分期还款额增多，从而减少借款人的利息负担；对收入水平下降的客户，可采取减少累进额、扩大累进间隔期等办法使借款人分期还款额减少，以减轻借款人的还款压力。所以，本题的正确答案为C。
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| In a class I teach adults, I recently did something "unpardonable (不可饶恕的)" I gave the class homework! The 1 was to "go to someone you love within the next week and tell them you love them". It has to be someone you have never said those words to before or at least haven't 2 those words with for a long time. Now that doesn't sound like a very 3 assignment until you realize that most of the men were over 35 and were 4 in the generation of men that were taught that 5 emotion is not macho (阳刚的). Showing feelings or crying was just not done. So this was a very 6 assignment for them. At the beginning of our next class, I asked if someone wanted to share 7 happened when they told someone the loved them I 8 expected one of the women to 9 , as was usually the ease, but on this evening one of the men raised his hand first He appeared quite 10 and a bit shaken. As he 11 out of his chair (all 6feet and 2 inches of him), he began by saying, "Dennis, I was quite 12 with you last week when you gave us this assignment. I didn't feel that I had anyone to say those words to and besides who were you to tell me to do something 13 personal?" "But as I began driving home, my 14 started talking to me It was telling me that I knew 15 who I needed to say I love you too." "You see, five years ago, my father and I had a severe 16 and really never solve it since that time. We 17 seeing each other 18 we absolutely had to at Christmas or other family gatherings. 19 even then, we hardly spoke to each other." "So last Tuesday by the time I got home, I had 20 myself was going to tell my father I love him." | ||||
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