以下关于贷款的签约和发放的说法，不正确的是( )。
A．同笔贷款的合同填写入和合同复核人不得为同一人
B．相关保险、公证手续未办理完毕的，在贷款发放时要继续完善
C．要在确定借款人首付款已全额支付后才可以发放贷款
D．业务部门在确定相关审核无误后才可以开户放款
参考答案：B
解析：[习题解析] 落实贷款发放条件包括：(1)确保借款人首付款已全额支付或到位；(2)借款人所购商用房为新建房的，要确认项目工程进度符合中国人民银行规定的有关放款条件；(3)需要办理保险、公证等手续的，有关手续已经办理完毕；(4)对采取抵(质)押的贷款，要落实贷款抵(质)押手续；(5)对自然人作为保证人的，应明确并落实履行保证责任的具体操作程序。根据第(3)条可知，选项B的叙述是错误的，为本题的正确答案。
| 完型填空。先通读下面的短文，掌握其大意，然后在每小题的A、B、C、D四个选项中选出最佳选项。 |
| You must have hobbies of your own. Are you interested in our hobbies? OK, now let me tell you something about my 1 hobbies. My hobby is collecting stamps. When I began, I tried to collect the stamps of all 2 , but there were too many, so now I collect only US and Chinese ones. I 3 a lot of friends in the US, so I often get letters from them. Some of my stamps are very pretty and some are unusual. We can 4 a lot from stamps, such as the history of the countries. My younger brother, Peter, likes 5 trains. He often goes to the station nearby and watches them carefully. 6 a train goes through the station, he writes down its name and number. My sister's hobby is sewing. She has no sewing machine, 7 she doesn't have to worry about it — she can use my mother's. She makes most of her 8 herself, and when I tear (撕坏) my shirt or my trousers, I always ask her for 9 . My father has a hobby, too. It is walking the 10 . Every morning and afternoon he goes walking with his handsome dog. |
| ( )1. A. classmates' ( )2. A. countries ( )3. A. miss ( )4. A. choose ( )5. A. collecting ( )6. A. When ( )7. A. and ( )8. A. decisions ( )9. A. money ( )10. A. cat | B. teachers' B. colours B. have B. make B. taking B. Although B. so B. plans B. help B. sheep | C. friends' C. prices C. meet C. learn C. making C. Until C. but C. cakes C. pity C. dog | D. family's D. sizes D. remember D. take D. watching D. Because D. or D. clothes D. advice D. horse |