问题 单项选择题

甲欠乙10万元,甲之友丙与乙签订了保证合同,此时丙自有财产只有8万元。旨甲不能清偿,乙诉至法院要求丙清偿10万元。丙在答辩状中称:本人自有财产不足清偿,请免除我的保证责任。以下说法正确的是: ()

A.丙的保证范围为担保时的自有财产总额8万元

B.丙的保证范围仅为10万元主债权

C.丙的保证范围为10万元主债权以及因该债权而产生的相关债权

D.因提供保证时不具有代偿能力,因此丙不承担保证责任

答案

参考答案:C

解析:《担保法》第7条:具有代为清偿债务能力的法人、其他组织或者公民,可以作保证人。依《担保法》第7条,下 * * 类人可为保证人:①法人;②其他组织(具体范围参见《担保法解释》第15条);③自然人。   《担保法解释》第14条:不具有完全代偿能力的法人、其他组织或者自然人,以保证人身份订立保证合同后,又以自己没有代偿能力要求免除保证责任的,人民法院不予支持。因此,丙可以作为保证人,而且不能以不具有代偿能力而要求免除担保责任。   《担保法》第21条:保证担保的范围包括主债权及利息、违约金、损害赔偿金和实现债权的费用。保证合同另有约定的,按照约定。   当事人对保证担保的范围没有约定或者约定不明确的,保证人应当对全部债务承担责任。   题中当事人未对担保范围作出约定,因此,只有C项是正确的,而其他选项都是错误的。

选择题
完形填空

第二节完形填空(20小题;每小题1.5分,满分30分)

Many people wrongly believe that when people reach old age, their families place them in nursing homes. They think that they are left in the (36)       of strangers for the rest of their lives. Their (37)     children visit them only occasionally, but more often, they do not have any (38)      visitors. They live a lonely life without anyone’s care. The truth is that this idea is an unfortunate myth and (39)     story. In fact, family members provide over 80 percent of such care (40)     elderly people need. They are still living in a familiar family. Samuel Prestoon, a sociologist, studied (41)      the American family is changing. He reported that by the time the (42)      American couple reaches 40 years of age, they have more parents than children. However, because people today live longer after an illness than people did years (43)      , family members must provide long term care. We know, people need company, (44)     the elderly people.

More psychologists have found that all caregivers (45)   a common characteristic: All caregivers believe that they are the best (46)     for the job. In other words, they all felt that they (47)     do the job better than anyone else. They will do the job heart and soul. A survey was carried out between the caregivers. Social workers (48)      caregivers to find out why they took (49)    the responsibility of caring for an elderly relative. Many caregivers believed they had (50)      to help their relative. Some (51)      that helping others make them feel more useful and full. Others hoped that by helping (52)      now, they would (53)      care when they became old and (54)      .Caring for the elderly and being taken care of can be a mutually satisfying experience for everyone who might be (55)      .

36. A. charges          B. cares               C. homes                 D. hands

37.A.growing           B. grown                C. developed             D. developing

38 A. regular            B. constant               C. usual               D. close

39.A.true               B. false                  C. imaginary           D. sad

40.A.this               B. that                   C. what                D. as

41.A.how                     B. when                  C. why                D. what

42.A.usual              B. general               C. average              D. most

43.A.later                     B. ago                   C. before              D. since

44.A.let alone           B. leave alone           C. let out               D. leave behind

45.A.share              B. form                 C. appreciate            D. value

46.A.men               B. somebody             C. people               D. person

47.A.would              B. should               C. might                D. could

48.A. questioned         B. interviewed           C. asked                  D. inquired

49.A.up                 B. in                   C. on                 D. off

50.A.intention           B. admiration            C. duty                  D. admission

51.A.declared            B. stated                C. showed              D. complained

52.A.anyone            B. everyone             C. none                D. someone

53.A.earn                B. deserve               C. devote               D. increase

54.A.unsatisfied          B. dependent             C. lonely                  D. unlucky

55.A.thought            B. considered            C. cared                D .involved