问题 单项选择题

下列关于国内货物运输保险的赔偿处理的表述中,错误的是()。

A.货物发生保险责任范围内的损失时,最高赔偿金额以保险金额为限

B.如果被保险人投保不足,保险金额低于货价时,保险人对其损失金额及支付的施救保护费用按保险金额与货价的比例计算赔偿

C.保险货物遭受损失后的残值部分,应经双方协商作价折归被保险人,并在赔款中扣除

D.被保险人应首先向保险公司索赔

答案

参考答案:D

解析:货物发生保险责任范围内的损失,如果根据法律规定或者有关约定,应当由承运人或其他第三者负责赔偿一部分或全部责任的,被保险人应首先向承运人或其他第三者索赔。如被保险人提出要求,保险人也可以先予赔偿,但被保险人应签发权益转让书给保险人,并协助保险人向责任方追偿。

阅读理解

Tragedy at the Circus

In yesterday’s circus(马戏团)show, a tiger suddenly attacked its trainer and had to be shot dead. As the circus packed up and left, circus officials said the show would go on, even without tigers.

However, the officials can’t simply turn a blind eye to the ethical problems left behind. Even before this tragedy(悲剧), animal rights activists protested against keeping wild animals in unnatural conditions and forcing them to suffer for the profit(利润) of circus organizers.

It is now time for us to take effective steps to make sure that circus animals are treated properly.

Circus Safe for Animals

Our circus recently suffered a most tragic event in its history. While we are thankful for the pity from the public, we are also astonished by the opinion expressed in “Tragedy at the Circus.”

First, our performing animals are not taken from the wild. As to the ethical problems. we always believe humans and animals can—and should—live together nicely. To us, the performing animals are representatives of their species(物种), and our circus is one of the only places left willing to support this special role of performing animals in the existence of the species. Those who argue that circus life is harmful to animals show little knowledge of these facts. Life in the “wild” is unsafe, but a continuous struggle for existence. To overlook these realities is the greatest fault against the animal kingdom.

This circus has proven that animals are stronger and smarter than we could imagine. Within the circus is a joyful atmosphere for both animals and humans: people are educated, and species saved.

1.What is the main purpose of the first passage?

A.To show pity for the performing animals. 

B.To express worries about animal trainers' safety. 

C.To deal with the difficult situations of the circus

D.To call for action to protect circus animals.

2.What will the circus most probably do?

A.Take no notice of the tragedy.

B.Continue its performances.

C.Use fewer wild animals.

D.Limit its profit.

3.What does the circus think of its performing animals?

A.They are as clever as human beings.

B.They struggle continuously with human beings for existence.

C.They are helpful in saving their species.

D.They have equally natural living conditions as wild animals.

4.What is the most probable relationship between the two passages?

A.A public request and a newspaper report.

B.A newspaper article and a reply to it.

C.Two parts of a newspaper article.

D.Two newspaper reports.

单项选择题