问题 单项选择题

万能保险保单可以收取的费用不包括下列哪项?()

A.初始费用,即保费进入个人账户之前所扣除的费用;风险保险费,即保单风险保额的保障成本

B.保单管理费,即为了维持保险合同有效而向投保人收取的服务管理费;手续费,即保险公司在提供部分领取等服务时收取的相关管理费用

C.买入卖出差价,即投保人买入和卖出投资单位的价格之间的差价

D.退保费用,即在保单中途退保或部分领取时保险公司收取的用于弥补尚未摊销的保单成本费用

答案

参考答案:C

阅读理解

Not all vegetables need lots of sunshine. Mark Hoffman and his wife own a bed-and-breakfast guesthouse in rural Kempton, Illinois. They often serve their guests fresh products from the garden.

The Hoffmans have been growing food and flowers for twenty-five years. For almost ten of those years, Mr. Hoffman has been experimenting and working with shade (阴凉) plantings. He says, “The bottom line here is that most plants will produce more in full sun. But if you do not have full sun, there are other choices.”

For example, he grows tomatoes near oak trees. Oak trees can produce a lot of shade. But Mr. Hoffman says his tomato plants grow as long as they get five hours’ direct sunshine a day, especially morning sun. Not only does this go against the traditional advice that tomatoes need six, eight, even twelve hours’ full sun a day. It also shows how plants and tree roots can share nutrients and water.

Mr. Hoffman says plants with wider leaves seem to do better in shady environments. He also found that his potatoes did better partly in shade than in full sun.

Moving them out of the sun helped control an insect problem. Mr. Hoffman does not use pesticide (农药). Instead, he planted the potatoes in the shade, especially on the east side of the tree. The potatoes get morning sun, but they are shaded during the hottest part of the day. Some insects dislike shade, and the hottest part day is when they do the worst of their damage.

Time of day, sun intensity (强度), shadows from trees, walls and buildings all influence how much sunlight falls on plants. And people interested in shade planting should also remember something else. The term “shade” can describe different amounts of darkness. It can even mean different things in different parts of the world.

小题1:How many hours of sunshine are enough to keep tomato plants growing in Hoffman’s garden?

A.five hours a day

B.Six hours a day

C.Eight hours a day

D.Twelve hours a day小题2:From the passage we can know that ______ .

A.plants with wider leaves produce more in full sun.

B.as a matter of fact, plants don’t need to grow in full sun.

C.the more sunshine plants get, the more they will produce

D.plants with wider leaves grow better in shadows小题3:All of the following can influence how much sunlight falls on plants EXCEPT ______.

A.length of day time

B.brightness of the sun

C.changes of the season

D.shadows小题4: Which of the following can best describe Mr. Hoffman?

A.Curious

B.Experienced

C.Easy-going

D.Funny小题5:We may read the passage on a website in the section of ______.

A.environment

B.travelling

C.agriculture

D.lifestyle

单项选择题