问题
单项选择题
下列各项中（）伤害不是意外伤害保险所承保的伤害。
A.伤害的发生是被保险人事先所不能预见的
B.伤害的发生是被保险人事先无法预见的
C.伤害的发生被保险人事先能够预见，但因疏忽而没有预见到的
D.伤害的发生被保险人事先能够预见，但就是故意不采取措施避免的
答案
参考答案：D
解析：D项所描述的属于道德风险，保险人不予承保。
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下列各项中（）伤害不是意外伤害保险所承保的伤害。
A.伤害的发生是被保险人事先所不能预见的
B.伤害的发生是被保险人事先无法预见的
C.伤害的发生被保险人事先能够预见，但因疏忽而没有预见到的
D.伤害的发生被保险人事先能够预见，但就是故意不采取措施避免的
参考答案：D
解析：D项所描述的属于道德风险，保险人不予承保。
I've spent most of my career as a traveling salesman, and so I know that 36 is an occupational disease．But one year, my 37 gave me the cure for my homesickness． It had black bright eyes, a red bow tie and orange feet—a stuffed penguin（企鹅）that 38 about five inches tall．Attached to its left wing 39 a little sign with the hand-painted declaration "I Love My Dad! "．I 40 the penguin at once on my table． On my next trip, I put the penguin in my suitcase．That night when I 41__ home, my daughter Jeanine was 42 because the penguin had disappeared．"Honey, he's here with me, " I explained, "I brought him 43 ." 44 , the penguin came with me—as necessary as my briefcase．And we __45 along the way．In Albuquerque, I checked into a 46 , dropped my bag and ran to a meeting．When I returned, the maid had 47 the bed and stood the penguin on the pillow． One night, I discovered the penguin 48 , and after a mad phone call, I learned I' d 49 it in my previous hotel room, 50 it had been rescued by a maid．I __51 a hundred miles to get it, and when I arrived at midnight, the penguin was waiting at the front desk．In the hotel lobby（大厅）, other tired business travelers were __52 at the reunion of my penguin and me---I think with a bit of 53 ． Jeanine is in college now, and I don't travel 54 . The penguin sits on my table, a reminder that love is a wonderful traveling companion．All those years on 55 , it was the one thing I never left home without．
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