问题 单项选择题

承担检查失误、清收不力责任的是( )。

A.贷款调查人员

B.贷款评估人员

C.贷款审查人员

D.贷款发放人员

答案

参考答案:D

解析: 贷款审查批准后,银行和借款人签订贷款合同,继而发放贷款。合同要按照法律规定,明确双方权利和义务,谈判条件也要准确的写入贷款合同。贷款合同签订后一定期限,银行按时将贷款资金划到借款人账户,并建立相应的贷款档案。贷款发放人员在贷款出现问题时,承担检查失误、清收不力责任。

填空题
单项选择题

The exploitation of the power in the Sun’s rays is a form of alternative energy now showing new commercial promise.
In the US, manufacturers have made important (26) in the development of the technology to bring down the cost of solar conversion systems (27) improving their reliability.
The direct conversion of solar (28) electrical energy, using photovoltaic cells (29) distinct advantages as an alternative energy option.
(30) other forms of renewable energy, photovoltaic is based on modular solid state devices which can be mass (31) at a relatively low cost.
Here wafers of silicon—not dissimilar (32) ones which are turned into silicon chips— (33) an electric current when light falls upon them.
When built into panels or modules where each cell interconnects, the amount of electricity generated can be large enough to (34) a home or even a community.
Over the past 10 years, (35) extensive research and substantial Government and private industry funding, the price of photovoltaic modules has dropped (36) .
(37) in 1973-74 the price per peak watt was between US $100 and $150, commercial prices for small array system now vary between $6.50 and $7 per watt.
This rapid price reduction has been accompanied by a 400 per cent jump in the (38) efficiency of photovoltaic modules.
(39) solar cells are poor converters of sunlight to electricity. Early cells could only manage to mm about five per cent of the incident rays into electricity, but recent development have increased (40) to more than 10 percent.

A.strides

B.background

C.investments

D.strategy