问题 选择题

材料一 工商银行对某工业(集团)有限公司技改项目发放贷款1.45亿元。

材料二 现代经济是市场化经济,金融活动已与资源配置、资金供求、企业经营和市场竞争等密切联系并相互渗透,其对经济具有强烈的激化与扩张作用,是“晴雨表”和“推进器”。

材料三 列宁指出:“大银行是我们实现社会主义所必需的‘国家机关’。”“没有大银行,社会主义是不能实现的”。

阅读材料请回答:

⑴材料一表明了什么?

⑵材料二中的“晴雨表”和“推进器”指的是什么?

⑶请运用教材中银行在国民经济发展中的作用方面的内容,结合材料一和二谈谈你对材料三的理解。

答案

⑴材料一表明,银行为我国经济建设分配资金,是再生产顺利进行的纽带。

⑵“晴雨表”是指银行能够掌握和反映社会经济活动的信息,为企业和国家做出正确的经济决策提供必要的依据。“推进器”是指银行对国民经济各部门和企业的生产经营活动进行监督和管理,优化产业结构,提高经济效益。

⑶列宁的话强调了银行在社会主义经济建设中的重大作用。第一,银行通过吸收存款,把社会上分散、闲置的资金聚集起来,并根据国家经济建设的实际需要发放贷款,从而为我国经济建设筹集和分配资金。工商银行对某工业(集团)有限公司技改项目给予贷款支持,解决了该企业的资金需求问题,说明了银行的上述作用。第二,银行通过存款和贷款数量大小的变化,信贷资金周转的快慢,现金投入和回笼的多少,转帐结算的数量和方向变动的趋势等信息,可以把企业乃至整个国民经济的运行情况综合反映出来,从而为企业和国家的决策提供必要的依据,起到了“晴雨表”的作用。第三,银行在自己的各项业务活动中,可以掌握国民经济各部门和企业的经营状况,督促它们正确执行国家金融政策和有关法令法规,严格遵守财经纪律,搞好经济核算,不断提高经济效益,从而保证国民经济持续健康快速发展,起到了“推进器”的作用。第四,在社会主义市场经济条件下,社会主义银行具有调节经济、反映经济、监督经济、推动经济的作用。

解答问题(1),要明确材料内涵,工商银行对企业发放贷款,是为经济建设提供资金支持;解答问题(2),要明确“晴雨表”反映的是市场信息,“推进器” 反映的是银行通过吸收存款、发放贷款,对企业的生产经营活动进行监督和管理;问题(3)的材料反应的是银行在经济活动中的作用,根据课本知识,结合问题(1)(2),比较容易作出回答。

阅读理解

根据短文内容,从短文后的选项中选出能填入空白处的最佳选项。选项中有两项为多余选项。

The famous Peking University and Tsinghua University held graduation ceremonies on the same day last year. The presidents of the two universities delivered excellent speeches at the ceremonies as they used words, phrases or ways of expression that are very popular on the Internet.    小题1:   .

Their speeches were warmly welcomed by students as they contained many fashionable words today, such as “ floating clouds”( meaning “ too small and of little importance to mention”). In the speeches, these university presidents recalled campus life together with students and finally moved all the audiences.    小题2:   .

Many university presidents have changed their regular manner of addressing graduation ceremonies from an advising and preaching(说教) mode to a more fashionable and funny approach.    小题3:   .

In the past, university presidents’ speeches were criticized for being too standard and lacking sentiment(多愁善感). Now, they use fashionable words in their addresses, reflecting they are starting to adopt more everyday attitudes to students.    小题4:  . The discussion focuses on the question of whether university presidents should speak in an informal way at graduation ceremonies.

Supporters agree with the new approach.    小题5:  . Opponents argue the new ways have no practical value or significance for education but are merely to please those leaving university.

A.The speeches were very different from the usual run of lectures.

B.The use of these new expressions has caused heated argument.

C.They try to use those words popular among young people in their speeches.

D.The expressions and phrases popular online are not accepted by all the audience.E.They consider it good to build close ties with students by using the youth’s own words.

F.They hold the idea that it is not proper to use such informal language in the graduation ceremony.

G.At the same time, graduation speeches by other university presidents were also under the spotlight for the same reason.

单项选择题