问题
单项选择题
人们以不诚实或故意欺诈的行为促使保险事故发生或夸大索赔金额以便从保险中获得额外利益的风险因素是（）。
A.实质风险因素
B.道德风险
C.心理风险
D.法律风险
答案
参考答案：B
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人们以不诚实或故意欺诈的行为促使保险事故发生或夸大索赔金额以便从保险中获得额外利益的风险因素是（）。
A.实质风险因素
B.道德风险
C.心理风险
D.法律风险
参考答案：B
Passage Three
How do the militants justify their kidnapping of oil workers
A．They argue that oil resources in the Niger Delta region are exhausting.
B．They are not satisfied with the generous pay of the oil workers.
C．They claim that the Niger Delta region is off limit to foreign oil companies.
D．They see their action as protest against the uneven distribution of the oil wealth.