问题 单项选择题

下列有关保险合同的当事人和关系人的说法不正确的足( )。

A.保险人在保险合同中有权收取保险费并应履行支付保险金的责任

B.在财产保险合同中,投保人和被保险人实际上是同一个人;而在人身保险合同中,投保人可以是被保险人本人,也可以是被保险人的配偶或是法律许可的其他人

C.被保险人是受保险合同保障并有权按保险合同的规定向保险人索取保险金的人

D.受益人是人身保险合同中的被保险人死亡后,有权向保险人领取保险金的人,人身保险合同中应写明受益人,如果合同中没有指定受益人,或者受益人先于被保险人死亡后没有重新指定受益人,则保险金山投保人或投保人的继承人领取

答案

参考答案:D

解析: D项应改为:受益人是人身保险合同中的被保险人死亡后,有权向保险人领取保险金的人,人身保险合同中应写明受益人,如果合同中有没定受益人,或者受益人先于被保险人死亡后没有重新指定受益人,则保险金由被保险人的继承人领取。

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It doesn't matter when or how much a person sleeps, but everyone needs some rest to stay alive. That's what all doctors thought, until they heard about Al Herpin. Al Herpin, it was said, never slept. Could this be true? The doctors decided to see this strange man themselves.

Al Herpin was 90 years old when the doctors came to his home in New Jersey. They thought for sure that he got some sleep of some kind. So they stayed with him and watched every movement he made. But they were surprised. Though they watched him hour after hour and day after day, they never saw Herpin sleeping. In fact, he did not even own a bed. He never needed one.

The only rest that Herpin sometimes got was sitting in a comfortable chair and reading newspapers. The doctors were puzzled by this strange continuous sleeplessness. They asked him many questions, hoping to find an answer. They found only one answer that might explain his condition. Herpin remembered some talk about his mother having been injured several days before he was born. But that was all. Was this the real reason? No one could be sure.

Al Herpin died at the age of 95. 

41.The main idea of this passage is that _______

A. everyone needs some sleep to stay alive

B. people can live longer by trying not to sleep

C. large numbers of people do not need sleep

D. a person was found who actually didn't need any sleep

42.The doctors came to visit Herpin, expecting ______

A. to find out whether his sleeplessness was really true

B. to find out why some old people didn't need any sleep

C. to find a way to free people from the need of sleeping

D. to cure him of his sleeplessness

43. After watching him closely, the doctors came to believe that Al Herpin ____

A. needed no sleep at all              B. needed some kind of sleep     

C . was too old to need any sleep       D .often slept in a chair

44.One reason that might explain Herpin' s sleeplessness was ______

A. his mother's injury before he was born

B. his magnificent physical condition

C. that he had gradually got rid of the sleeping habit

D. that he hadn't got a bed

45.Al Herpin' s condition could be regarded as ______

A. a common one       B. very healthy     C. one that could be cured    D. a rare one