问题 单项选择题

下列关于有担保流动资金贷款保证人的说法,不正确的是( )。

A.贷款银行应当选择信用等级高的保证人

B.贷款银行应当选择还款能力强的保证人

C.贷款银行选择的保证人的信用等级不能高于借款人

D.贷款银行不接受家庭成员之间的单纯第三方保证方式

答案

参考答案:C

解析:为了有效规避有担保流动资金贷款保证人还款能力发生变化的风险,贷款银行应当选择信用等级高、还款能力强的保证人,且保证人信用等级不能低于借款人,不接受股东之间和家庭成员之间的单纯第三方保证方式。

单项选择题
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WASHINGTON——Chinese Vice-President Xi Jinping arrived at Andrews Air Force Base in Washington,February 13,2012.Vice-President Xi Jinping said he would explore important problems in an active and practical manner with his America hosts on Monday during his five-day official trip here after arriving at Andrews Air Force Base in the afternoon.

In a written statement given upon his arrival,Xi said as the international situation experiences complex and complete changes,China and the United States have more extensive common interests and shoulder more important common responsibilities on the present world stage.

The purpose of the current visit is to “carry out the important consensus reached by President Hu with President Obama during his visit to the United States in January last year and to advance the building of the China—US cooperative partnership based on mutual respect and mutual benefit”,said Xi.

According to Xi,bilateral(双边的)relations have moved forward in spite of some twists and turns during the past several decades.

“This has brought enormous benefits to our two countries and two peoples,and has had a positive, far-reaching impact on peace,stability and the prosperity of the Asia-Pacific region and the world at large”.

Xi said that“whether we can seize opportunities,tackle challenges and build a cooperative partnership at the new historical starting point matters to the future of our two countries and the world as a whole.”

Xi said he looks forward to engaging in extensive dialogue and exchanges with Americans from various sectors to enhance cooperation and strengthen friendship.

Xi is scheduled to meet US senior government officials,including Henry Kissinger,Brent Scowcroft,Zbigniew Brzezinski,Madeleine Albright and Henry Paulson this evening to listen to their advice on China-US ties.

Meetings between Xi and US Vice-President Biden and President Obama are scheduled on Tuesday.

小题1:The passage mainly tells us       .

A.Xi's five-day official trip

B.China-US cooperative partnership

C.Xi is set to discuss important bilateral problems

D.China and the US have more common interests小题2:It can be inferred from the second paragraph that     

A.the current world stage remains peaceful

B.China and US should build the cooperative partnership

C.Xi himself wrote a statement about his arrival

D.China and the US have the equal rights小题3:The underlined word“consensus”in Paragraph 3 means     

A.agreement

B.opinion

C.partnership

D.benefit小题4:According to tile passage,bilateral relations between China and US have experienced       

A.enormous dialogues

B.extensive exchanges

C.rnany challenges

D.various hardships小题5:What is Xi's attitude towards the visit?

A.Respectful.

B.Optimistic.

C.Approving.

D.Expectant.