问题 单项选择题

在商业助学贷款中,贷款银行无权停止发放尚未使用的贷款和提前收回贷款本息的情形有( )。

A.借款人拒绝或阻挠贷款银行监督检查贷款使用情况

B.借款人死亡而无继承人或遗赠人

C.借款人受监禁以致影响债务清偿

D.借款人对其他债务有违约行为

答案

参考答案:A

解析:借款人、担保人因发生下列特殊事件而不能正常履行偿还贷款本息时,贷款银行有权采取停止发放尚未使用的贷款和提前收回贷款本息等措施。①借款人、担保人(自然人)死亡或宣告死亡而无继承人或遗赠人或宣告失踪而无财产代管人;②借款人、担保人(自然人)破产、受刑事拘留、监禁,以致影响债务清偿的;③担保人(非自然人)经营和财务状况发生重大的不利变化或已经法律程序宣告破产,影响债务清偿或丧失了代为清偿债务的能力;④借款人、担保人对其他债务有违约行为或因其他债务的履行,影响贷款银行权利实现的。

阅读理解

阅读理解。

     Fire can help people in many ways. But it can also be very harmful. Fire can make water hot and house

warm, give light and cook food. But fire can burn (燃烧) things, too. It can make trees, houses, animals and

other things catch fire (起火). If some people can't run away from fire, it can kill them. This happens in every

country every year.

     Sometimes big fire can burn forests. A month ago, a large forest fire broke out in Yunnan Province. It lasted

nearly half a month. The forest in Heilongjiang Province and the grassland in Inner Mongolia caught fire in May,

2006. After more than ten days' fight, over 30,000 people and soldiers put out (扑灭) the fire at last.

     Nobody knows clearly when people began to make fire, but there are many interesting stories about the first

time a man or a woman started a fire. One story from Australia tells about a man who went to the sun and

brought fire down a long time ago. Today people know how to make a fire with matches (火柴). Children

sometimes like to play with them. But matches can be very dangerous. The match can burn a piece of paper

and then it can burn a house. A small fire can become a big fire, and destroy many things. Fire kills many people

every year. So you must be careful with fire.

1. The main idea of the passage is that _____.

A. fire is dangerous and harmful

B. forest fire can be easily put out

C. who started a fire the first time

D. every month there is a forest fire in Yunnan Province

2. Matches can be dangerous because _____.

A. they always burn a house

B. they can make things catch fire

C. they can burn a piece of paper

D. they kill many animals every year

3. Which of the following is TRUE?

A. Someone started a fire in Heilongjiang Province.

B. Fire was brought down from the sun long, long ago.

C. We can only make a fire with a match.

D. Playing with fire is dangerous.

4. The word"destroy" in the passage means _____ in Chinese.

A. 破灭

B. 炸毁

C. 毁灭

D. 粉碎

5. The writer of the passage wants to tell us that _____.

A. we know when man began to make a fire

B. people should use fire carefully

C. fire can burn down all things in the world

D. all children like to play with matches

单项选择题