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Remember putting a shiny coin into your piggy bank when you were a child? Those simple little money holders kept your coins and bills safe until you had saved enough to buy the perfect toy. But as an adult. ,
you need more sophisticated measures to protect your savings.
Banks use personal identification numbers. , safety deposit boxes. , insurance and other measures to
help keep money safe. But now that many people bank online. , even more precautions must be taken.
In 2004. , more than 2 million online U. S. bank accounts were robbed. By using lookalike bank websites. , fake bank emails. , or simple by hacking into computer systems. , thieves stole online passwords and
gained access to accounts.
Most consumers now take steps to protect themselves against thieves. They use high security setting
on Internet browsers. , and they avoid using public computers and wireless networks for bank transactions. , and if there is anything unusual. , they contact their banks immediately.
Despite taking precautions. , even the most careful consumers aren't always safe. Identity theft. , one
of the fastestgrowing financial crimes. , has affected millions of people around the world. By stealing
personal data. , thieves can pretend to be you-and spend your money.
This frightening crime affected consumer Chevonne KingLewins in 2002. She learned that someone
had opened more than 25 credit card accounts in her name and had used them to charge more than
US$37,000. "It's_really_scary_knowing_someone_else_has_been_living_my_life. , " she said.
Financial scams(欺诈) are also a threat. , with senior citizens often being targeted. Neal Dukes. , a
72yearold from Michigan. , lost US$250,000 a few years ago when he followed the advice of financial
adviser. Then 'adviser'-actually a man who regularly cheats others-persuaded Dukes and 17 others to
make a bogus(假的) investment. , which cost them big.
What can be done? To fight identity theft. , privacy rights advocates(倡议者) educate consumers on
how to protect their privacy. To protect against scams. , seniors are joining together to educate and warn
each other of such crime.
Make sure you're safeguarding your money. You earned it-you deserve to keep it!
1. The underlined word "sophisticated" in Paragraph 1 can be replaced by
"________".
A. advanced
B. fashionable
C. skilled
D. difficult
2. From the underlined sentence in Paragraph 5 we learn that ________.
A. it is getting harder and harder to keep money safe nowadays
B. she warned seniors to take precautions to protect their money
C. it is necessary to educate and warn each other of financial crimes
D. the fact that someone was stealing her money frightened her
3. According to the passage. , the best way to protect your money is to ________.
A. bank online
B. protect your privacy
C. use piggy banks
D. contact your bank constantly
4. According to the passage. , what are seniors doing to protect against scams?
A. Taking their money with them every day.
B. Using credit card accounts.
C. Keeping away from financial advisers.
D. Telling each other about crimes and staying alert.
5. Which of the following events is NOT mentioned in the passage?
A. Robbery of bank accounts.
B. Identity theft.
C. Use of fake money.
D. Financial scams.
