问题 多项选择题

企业集团财务公司发行金融债券应具备的条件是()。

A.具有良好的公司治理结构、完善的投资决策机制、健全有效的内部管理和风险控制制度及相应的管理信息系统

B.财务公司已发行、尚未兑付的金融债券总额不得超过其净资产总额的100%,发行金融债券后,资本充足率不低于10%

C.财务公司设立1年以上,经营状况良好,申请前1年利润率不低于行业平均水平,且有稳定的盈利预期

D.近1年无重大违法违规记录

答案

参考答案:A, B, C

解析:熟悉我国金融债券的发行条件、申报文件、操作要求、登记、托管与兑付、信息披露的有关规定。

阅读理解

Winners Club

You choose to be a winner!

The Winners Club is a bank account specially designed for teenagers. It has been made to help you better manage your money. The Winners Club is a transaction account(交易账户)where you receive a key-card so you can get to your money 24/7—that’s 24 hours a day, 7 days a week!

It’s a club with impressive features for teenagers:

No account keeping fees!

You’re no millionaire so we don’t expect you to pay large fees. In fact, there are no account keeping or transacting fees!

Excellent interest rates!

You want your money to grow. The Winners Club has a good rate of interest which gets even better if you make at least two deposits(储蓄)without talking them out in a month.

Convenient

Teenagers are busy—we get that. You may never need to come to a bank at all. With the Winners Club you can choose to use handy tellers and to bank from home using the phone and the Internet. You can have money directly deposited into your Winners Club account. This could be your pocket money or your pay from your part-time job!

Mega magazine included

Along with your regular report, you will receive a FREE magazine full of good ideas to make even more of your money. There are also fantastic offers and competitions only for Winners Club members.

The Winners Club is a great choice for teenagers. And it is so easy to join. Simply fill in an application form. You will have to get permission from your parent or guardian (so we can organize that cool key-card) but it is easy. We can’t wait to hear from you. It’s the best way to choose to be a winner!

小题1: The Winners Club is a bank account intended for _________.

A.parents

B.teenagers

C.winners

D.adults小题2: Which of the following is TRUE about the Winners Club?

A.Special gifts are ready for parents.

B.The bank opens only on work days.

C.Services are convenient for its members.

D.Fees are necessary for the account keeping.小题3:If you want to be a member of the Club, you must _________.

A.be an Internet user

B.be permitted by your parent

C.has a big sum of money

D.be in your twenties小题4:What is the purpose of this text?

A.To set up a club.

B.To provide part-time jobs.

C.To organize key-cards.

D.To introduce a new banking service.

单项选择题 A1型题