问题 单项选择题

下列关于客户除风险外其他理财特征的说法,不正确的是( )。

A.某客户可能由于在股票投资方面具有较高知识水平和丰富的经验,因而对股票等投资渠道有特别的喜好

B.某客户对基本的金融学以及理财知识不甚了解,银行从业人员应当避免建议其投资于某些金融衍生品等结构复杂的理财产品

C.一个非常繁忙的职业经理人,尽管其风险特征、知识水平等各个方面都适合炒股票,但由于他没有时间和精力来做这样的理财,因此银行从业人员应建议他进行定期定额投资

D.某客户喜欢事事亲力亲为,银行从业人员应建议他进行定期定额投资

答案

参考答案:D

解析: 定期定额投资更适合一个希望利用他人来帮他干事的入;喜欢事事亲力亲为的人,更适合短线或非定期投资的理财产品。

阅读理解

第三部分:阅读理解(共15小题;每小题2分,满分30分)

Gloria is a famous hostess of a TV station. When she was 15, she happened to walk into a bookstore in her hometown and began looking at the books on the shelves. The man behind the counter, John Smith, asked if she'd like a job. She needed to start saving for college, so she said yes.

Gloria worked after school and during summer vacations, and the job helped pay for her first year of college. During college she would do many other jobs: she served coffee in the student union, was a hotel cleaner and even made maps for the Forest Service. But selling books was one of the most satisfying jobs.

One day a woman came into the bookstore and asked Gloria for books on cancer. The woman seemed anxious. Gloria showed her practically everything they had and found other books they could order. The woman left the store less worried, and Gloria has always remembered the pride she felt in having helped her customer.

Years later, as a television hostess, Gloria heard about a child who was born with problems with his fingers and hand. His family could not afford an operation, and the boy lived in shame, hiding his hand in his pocket all the time.

Gloria persuaded her boss to agree to let her do the story. After the story was broadcast, some doctors called, offering to perform the operation for free.

Gloria visited the boy in the hospital after the operation. The first thing he did was to hold up his repaired hand and say, "Thank you. " What a sweet sense of satisfaction Gloria felt!

At Smith's bookstore, Gloria always realized she was working for the customers, not the store. Today it's the same. The TV station pays her, but she feels that she should work for the people who watch the programmes, helping them understand the world better.

56. When did Gloria get her first job?

A. A few years before college.            B. Several years after college.

C When she was studying at college.       D. When she was working in the TV station.

57. In which part-time job did Gloria feel the happiest?

A. Cleaning in the hotel.                 B. Selling books in the bookstore.

C. Serving coffee in the student union.       D. Making maps for the Forest Service.

58. How did Gloria help the child get the operation he needed?

A. Her boss agreed to raise money.          B. She paid for the operation herself.

C She allowed the boy to show on TV.       D. Her news report affected some doctors.

59. What particularly gives her the feeling of pride?

A. Helping people through her work.        B. Reporting interesting stories.

C Being able to do different jobs well.       D. Paying for her college education herself.

多项选择题