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问题 单项选择题

在制定退休规划之前，金融理财师应当对客户进行家庭养老风险测试，必须测试的项目是（ ）。①．人均养老储蓄 ②．人均老年住房③．人均就业状况 ④．人均医疗保险⑤．有无遗产要求

A．①

B． ①、②、④

C．②、③、④、⑤

D．①、②、③、④、⑤

答案

参考答案：B

单项选择题

Due to a constantly (66) environment, a poor understanding of the user’s needs and preferences, as well as a (67) of willingness to modify (68) organizational structures and decision models, the full economic potential of Web Information Systems (WIS) has not been realized by now. The data object types of the (69) meta model, the Extended World Wide Web Design Technique (eW3DT), provide hypertext designers (70) a conceptual, user-centric framework and graphical notation for the construction of both, (71) and customized models, during the software development (72) of commercial WIS. A reference model as a normative concept represents an abstraction of a (73) company, its functional units, or its (Web) Information System and is intended to streamline the design and implementation of complex applications at (74) costs. As precondition for pursuing a partial globalization strategy, eW3DT (75) between technical and content-specific responsibilities for designing, implementing, and maintaining WIS.

（68）（）

A.conducted

B.increased

C.reduced

D.deducted
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单项选择题

个人购买第二套住房，贷款利率不得低于中国人民银行公布得同期同档次基准利率的（）倍。

A、1.1

B、1.2

C、1.3

D、1.4
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