问题 单项选择题

关于复利现值,下列说法错误的是()。

A.复利现值在理财计算中常见的应用包括确定现在应投入的投资金额

B.整合未来跨时段理财目标,不用先将其折算为现值后就能相加,并且具有可比性

C.零息债券的投资价值=面值(到期还本额)×复利现值系数(n,

D.复利现值就是在给定投资期末期望获得的投资价值、一定投资报酬率和一定投资期限的条件下,以复利折现计算的投资期初所需投人金额

答案

参考答案:B

解析:

整合未来跨时段理财目标,需要先将其折算为现值后才能相加,也才具有可比性。

问答题
阅读理解

第三部分:阅读理解(共20小题;每小题2分,满分40分)

I have recently been diagnosed with an addiction-to coffee. And I am not alone. This is a problem among Americans of all ages. The coffee shop has become a social feature in our culture. Its appealing smell, cozy and inviting atmosphere are difficult to resist, especially if you struggle with an addiction like alcohol.

But, when you look past the leather couches and coffees named after European cities, all you'll find is coffee, milk, and a little sugar. Anyone can buy a Coffeemaker and a container of Coffee Mate and try to create the same drink as a coffee shop does. The only difference between your homemade coffee and coffee shops is that they put it in a cute cup and throw on some whipped (泡沫状的) cream to convince us that we are treating ourselves to a worthy relief from the fast pace of everyday life. And we believe them, silly for the idea that drinking their coffee improves our quality of life.

So, next time this "white chocolate" begins echoing in your mind, you'll have to make a decision: Will you continue to be one of the millions of brainwashed Americans who live for their next trip to a coffee shop, or will you just walk away and ignore it? My advice is -- dare to resist and just say no.

61. The major features of a coffee shop are the following EXCEPT its _______.

A. attractive smell                                      B. comfortable surrounding

C. pleasant atmosphere                                D. alcohol-like addiction

62. The coffee from coffee shops differs from homemade coffee mainly because it _______.

A. is mixed with whipped cream                B. is usually served in a cute cup

C. offers a feeling of precious relief               D. can improve the quality of life

63. "White chocolate" in the last paragraph probably means _______.

A. coffee with cream                             B. chocolate with coffee

C. brainwashed Americans                      D. addiction to shop coffee

64. The author's attitude towards "white chocolate" is _______.

A. positive             B. uncaring          C. negative             D. optimistic