问题 单项选择题

个人住房贷款合同变更中的借款期限调整说法不正确的是( )。

A.借款人申请贷款期限调整时,贷款人需要满足无拖欠本金、利息并且本期本金已归还等条件

B.申请延长借款期限时,原借款期限与延长期限之和不得超过有关期限规定的要求

C.原借款期限加上延长期达到新的利率期限档次时,需要调整利率,并且于下年年初开始使用新的利率计息方式

D.对于一次还本付息类贷款,不允许缩短借款期限

答案

参考答案:C

解析:原借款期限加上延长期达到新的利率期限档次时,需要调整利率,自延长之日起,开始使用新的利率计息方式。其余均为正确选项。

阅读理解

A man came home from work late, tired and unhappy, to find his 5-year-old son waiting for him at the door.

The boy asked, "Daddy, how much do you make per hour?" The father was furious at his son's question.

When he said $20 an hour, the little boy asked his father to lend $10 to him. The father was even angrier because he thought the boy just wanted some money to buy a toy. So he didn't answer his son.

The little boy quietly went to his room. After about an hour or so, the man calmed down and started to think: Maybe there was something he really needed to buy with that $10.

"Maybe I was too hard on you just now," the man went into the room and said. "Here's the $10 you asked for." 

"Oh, thank you, Daddy!" He said. Then, he reached under his pillow, pulled out some crumpled coins and said, "Daddy, I have $20 now. Can I buy an hour of your time? Please come home early tomorrow. I would like to have dinner with you."

小题1:How much does the man make if he works 10 hours?

A.$10.

B.$20.

C.$30.

D.$40小题2:In this passage, the underlined word "furious" means ______.

A.very angry

B.quite happy

C.too excited

D.a little nervous小题3:At first, the father refused to lend the boy any money because ______.

A.he thought the boy wanted to keep the money for himself

B.he did not have enough money at that moment

C.he thought the boy would buy something of no use

D.the boy always borrowed money from him小题4:The boy wanted to buy ______ with twenty dollars.

A.a new book for himself

B.a nice present for his father

C.a toy for his own birthday

D.an hour of his father's time小题5:From the passage, we can infer (推断) that the boy's father ______.

A.often played with his son

B.spent little time with his son

C.didn’t love his son at all

D.often came back home early

多项选择题