问题 单项选择题

按照服务项目所涉及的范围划分,个人财务规划不包括( )。

A.单目标财务规划

B.多目标财务规划

C.综合财务规划

D.全面财务规划

答案

参考答案:D

解析: 个人财务规划旨在针对个人的财务状况和财务目标提供或设计相应的金融服务或产品计划。根据服务项目所涉及的范围,个人财务规划大致可分为单目标财务规划、多目标财务规划以及综合财务规划三种,从事财务规划的专业人员称为金融理财师。

材料分析题

“全国十佳少先队员”李梦梦自幼刻苦学习,但她刚进入中学时感到有些不适应,她认为自己小学时的成绩非常优秀,采用小学的学习方法一定不错。可是一段时间后,她发现这些方法对新的学科行不通,学习效果也不佳。于是,她开始探索新的学习方法。经过一段时间的努力,她终于找到了一套适合自己的方法,学习成绩也迅速提高。由于她在各方面的突出表现,她先后参加“中法建交40周年庆典”和“第十四届亚运会”开幕式,并且她参与拍摄的影片先后荣获中国少儿影片“五个一”精品工程奖和全国“金牛奖”。她还连续多年资助几十名小伙伴重新走进校园,多次在全国“月亮船”作文大赛和全国“成功少年”作文大赛中获奖。

阅渎上述材料,回答下列问题:

(1)李梦梦同学刚进人中学时感到有些不适应,这说明了什么?

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(2)面对新的学习,你有什么好的方法,不妨说出来与大家分享。

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(3)刚进入初中,大多数同学在学习方式上都有不太适应的感觉。你认为七年级新生应如何把握好学习的新节奏?

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单项选择题

Tim Richter and his wife, Linda, had taught for over 30 years near Buffalo, New York—he in computers, she in special education. "Teaching means everything to us", Tim would say. In April 1998, he learned he would need a heart operation. It was the kind of news that leads to some serious thinking about life’s purpose.
Not long after the surgery, Tim saw a brochure describing Imagination Library, a program started by Doily Patron’s foundation (基金会) that mailed a book every month to children from birth to age five in the singer’s home town of Sevier, Tennessee. "I thought, maybe Linda and I could do something like this when we retire," Tim recalls. He placed the brochure on his desk, "as a reminder."
Five years later, now retired and with that brochure still on the desk, Tim clicked on imagination library. The program had been opened up to partners who could take advantage of book and postage discounts.
The quality of the books was of great concern to the Richters. Rather than sign up online, they went to Dollywood for a look-see. "We didn’t want to give the children rubbish," says Linda. The books-reviewed each year by teachers, literacy specialists and Dollywood board members-included classics such as Ezra Jack. Keats’s The Snowy Day and newer books like Anna Dewdney’s Llama series.
Satisfied, the couple set up the Richter Family Foundation and got to work. Since 2004, they have shipped more than 12,200 books to preschoolers in their area. Megan Williams, a mother of four, is more than appreciative "This program introduces us to books I’ve never heard of."
The Richters spend about $400 a month sending hooks to 200 children. "Some people sit there and wait to die," says Tim. "Others get as busy as they can in the time they have left.\

What can we learn from Tim’s words in the last paragraph

A. He needs more money to help the children.
B. He wonders why some people are so busy.
C. He tries to save those waiting to die.
D. He considers his efforts worthwhile.