问题 单项选择题

关于有担保流动资金贷款说法错误的是()。

A.有担保流动资金贷款的利率不得低于中国人民银行规定的同期同档次利率

B.有担保流动资金贷款的期限一般在1年以内,有些银行为3~5年

C.有担保流动资金贷款期限在1年以内(含1年)的,借款人可采取一次还本付息法

D.申请有担保流动资金贷款,借款人须提供一定的担保措施,包括抵押、质押和保证

答案

参考答案:A

解析:

有担保流动资金贷款的利率不得低于中国人民银行规定的同期同档次利率的1.1倍,具体利率水平由贷款银行根据贷款风险管理相关原则自主确定。

问答题

信用证资料:

APPLICANT: XYZ COMPANY, 6-2 OHTEMACHI, 1-CHOME, CHIYADA-KU, TOKYO, JAPAN

BENEFICIARY: ABC COMPANY, NO. 128 ZHONGSHAN XILU, NANJING, CHINA

MERCHANDISE: 100PCT COTFON MEN’S SLACKS, 100 CARTONS

COUNTRY OF ORIGIN: P. R. CHINA

CIF VALUE: USD10000.00

PACKED IN SEAWORTHY CARTONS.

DOCUMENTS REQUIRED:

+ NEUTRAL PACKING LIST INDICATING QUANTITY, N. W. AND G. W. OF EACH PACKAGE, TFL QUANTITY, N. W. AND G. W., AND PACKING CONDITIONS AS REQUIRED BY L/C.

+ GSP FORM A

+ INSPECTION CERTIFICATE OF QUALITY ISSUED BY GENERAL ADMINISTRATION OF QUALITY SUPERVISION, INSPECTION AND QUARANTINE OF THE PEOPLE’S REPUBLIC OF CHINA EVIDENCING THAT THE GOODS HAVE BEEN INSPECTED AND FOUND TO BE IN COMPLIANCE WITH THE CONTRACT.

+ BENEFICIARY’S CERTIFICATE CERTIFYING THAT THEY HAVE SENT ONE FULL SET OF NON-NEGOTIABLE DOCUMENTS REQUIRED BY L/C TO THE APPLICANT VIA DHL WITHIN 2 DAYS AFIER SHIPMENT.

+ BENEFICIARY’S CERTIFIED COPY OF FAX TO THE APPLICANT ( FAX NO.0081-3-56786970) ADVISING MERCHANDISE, SHIPMENT DATE, GROSS INVOICE VALUE, NAME AND VOYAGE OF VFSSEL, CARRIER’S NAME, PORT OF LOADING AND PORT OF DISCHARGE IMMEDIATELY ON THE DATE OF SHIPMENT.

ADDITIONAL CONDITIONS: ALL DOCUMENTS MUST BE MADE OUT IN THE NAME OF THE APPLICANT UNLESS OTHERWISE STIPULATED BY THE L/C.

2.附加信息:

工厂出仓单显示:

合同号:SC666

100PCT COTYON MEN’S SLACKS,10 PCS EACH CARTON,TIL 100 CARTONS

N.W.: 1KGS/CARTON,C.W.: 1.8KGS/CARTON MEAS: 8M3

货物检验日期:2007年1月10日

装船日期:2007年1月12日

承运人:SINO TRANSPORTATION JIANGSU COMPANY

启运港:南京

卸货港:东京

运输船名及航次:ALL SAFE V.76689

发票号码:ABC8866

发票日期:2007年1月3日

唛头:

XYZSLACKS

TOKYO

1-100

普惠制产地证上出口商的签发日期:2007年1月3日

受益人证明的日期:2007年1月12日

受益人单据的签发人为张涛。

问答题 简答题