问题 阅读理解

When I crossed a small road on my first day in Kolkata, I was surprised because I heard a bell-not a horn (喇叭),  It was a tiny man pulling a rickshaw, He stopped and picked up two children from the front door of their house and pulled them to school. For many people, the rickshaw in Kolkata has many advantages. When the traffic is bad, rickshaws find a way through the traffic. If your miss your bus and there aren't any taxis, you can always find a rickshaw in Kolkata. Rickshaws are from your house to the market and waits for you. Then he loads (装载)all your things, drops you off outside your home and helps you unload, No other type of public transport offers this kind of service.

From June to September, Kolkata gets heavy rain. Sometimes it rains for 48 hours without a break. In some parts of the city, the roads flood (水淹), and anything with an engine(发动机) is useless, But the rickshaw drivers never stop working, even with water all around them.

But not everyone thinks rickshaws are a good thing. The local government want to ban rickshaws. They believe it is wrong for one man to pull another person when there is modern transport in the city. However, there is a problem with this plan. Many of the rickshaw drivers come from the countryside. The only job they can find in Kolkata is pulling a rickshaw, If the city bans rickshaws, these men won't have a job. So for the moment, the people of Kolkata still go by rickshaw.

小题1:What is the main idea of Paragraph 1?

A.The rickshaw drivers carry things for local people in Kolkata.

B.Parents need rickshaws for taking children to school in Kolkata.

C.Rickshaws can find a way through the bad traffic in Kolkata.

D.Rickshaws are very useful for the people's daily life in Kolkata.小题2:Which type of transport may you take when the roads flood in Kolkata?

A.A bus.

B.A taxi.

C.A car.

D.A rickshaw.小题3:What does the underlined word "ban" mean?

A.make

B.increase

C.forbid

D.collect小题4:What can we learn from the passage?

A.The rickshaws in Kolkata have loud horns.

B.The rickshaw is still a part of public transport in Kolkata.

C.The local government offer many other jobs to the rickshaw driven.

D.The people in Kolkata are supposed to take rickshaws instead of cars.

答案

小题1:A

小题2:D

小题3:C

小题4:B

短文大意:这篇短文主要介绍了在印度城市加尔各答流行的一种运输方式,黄包车.短文详细的描述了这种运输的方式的好处以及它的社会影响.

小题1:短文第一段主要介绍了在加尔各答乘坐黄包车的一些好处.故选A,黄包车夫帮助当地人运送东西.

小题2:根据第二段and anything with an engine(发动机) is useless, But the rickshaw drivers never stop working, even with water all around them.描述,可知选D.

小题3:联系上下文描述,可知此处指的是当地政府想要禁止黄包车.故选C,禁止.

小题4:根据最后一段So for the moment, the people of Kolkata still go by rickshaw. 描述,可知黄包车仍旧是加尔各答公共交通的一部分,故选B

多项选择题
单项选择题


家住成都的刘先生和任女士苦于对财务的打理,其家庭资产构成为单纯的银行存款。如何才能分享到中国经济的发展而带来可观的收益,刘先生一家的生活怎样才变得滋润。带着这些疑问,他们咨询了金融理财师。通过谈话,理财师了解到他们的基本情况。
一、案例成员
家庭成员年龄职业身体状况
刘先生33建筑工程师
任女士31医生
二、家庭收支状况
                表1 月收入支出表 (单位:元)
月收入金额月支出金额
工资收入15500住房按揭贷款1800
投资收入日常生活支出3000
其他收入养车支出1200
月支出合计6000
月收入支出合计15500月节余9500

                表2 年度性收入支出表 (单位:元)
收入项目金额支出项目金额
年工作收入186000消费支出72000
本人工资收入30000住房按揭21600
本人奖金收入90000日常生活支出36000
配偶收入66000养车支出14400
公积金收入21600投资支出
利息收入3060其他支出
其他收入
收入合计210660支出合计72000
或有收入70000净收入138660
三、家庭资产负债状况                 表3 家庭资产负债表 (单位:元)
资产项目金额负债项目金额
现金极现金等价物267000长期负债388800
现金及活期储蓄17000个人住房贷款388800
定期存款250000短期负债
公积金帐户余额70000其他负债
金融投资资产
其他投资资产
商业保险
个人使用资产500000
自用住宅500000
资产合计837000负债合计388800
净资产448200
四、保险状况
1.刘先生夫妇除单位购买有社会保险外,没有购买任何商业保险;
2.刘先生父母均已退休,身体状况良好。父母退休前均在政府部门工作,退休后的退休金收入稳定,医疗保障齐;
3.任女士父母也已经退休,有稳定的退休金和一定的医疗保障,父亲身体健康,但任女士的母亲患有糖尿病。
五、理财目标
1.计划两年后要小孩,希望不因养育小孩和供小孩教育的支出影响家庭现有的生活水平,有充足的教育基金;
2.希望任女士母亲的病能够得到尽可能充足的保障;
3.刘先生感觉工作繁忙,生活质量不高,希望能够在50岁时提前退休,退休后能够保持现有生活水平。
六、假设条件
假设年通货膨胀率为3%;工资增长率为3%;刘先生每年获得设计费收入的可能性为50%。

为客户作风险状况分析与评估时可以不考虑的因素是( )。

A.客户各类资产的来源

B.客户的现有保险保障情况

C.短期变现压力可能使资产受到的损失

D.客户在当年的死亡概率