问题 单项选择题

保险合同履行过程中,保险标的发生部分损失的,会产生一系列的法律后果,以下选项中不属于《保险法》规定的法律后果的是( )。

A.投保人或者被保险人可以根据保险合同的有关规定,要求保险人履行赔偿责任

B.保险人按照保险财产的实际损失支付保险赔偿金后,如果是不足额保险,保险赔偿金又已经达到全部保险金额,则保险合同自行终止

C.如果保险赔偿金没有达到保险金额,投保人可以终止合同

D.投保人终止合同的,应当向保险人作出解除合同的意思表示,并征得保险人的同意

答案

参考答案:D

解析: 保险标的发生部分损失时,投保人或者被保险人可以根据保险合同的有关规定,要求保险人履行赔偿责任。如果保险赔偿金没有达到保险金额,投保人只需要向保险人作出解除合同的意思表示,不需要征得保险人的同意,合同效力即行终止。

单项选择题
阅读理解

Is there anything more important than health? I don’t think so. “Health is the greatest wealth,” wise people say. You can’t be good at your studies or work well when you are ill.

If you have a headache, toothache, backache, earache or bad pain in the stomach, if you complain of a bad cough, if you run a high temperature and have a bad cold, or if you suffer from high or low blood pressure, I think you should go to the doctor. The doctor will examine your throat, feel your pulse, test your blood pressure, take your temperature, sound your heart and lungs, test your eyes, check your teeth or have your chest X-rayed. After that, he will advise some treatment, or some medicine. The only thing you have to do is to follow his advice.    

Speaking about doctor’s advice, I can’t help telling you a funny story. An old gentleman came to see the doctor. The man was very ill. He told the doctor about his weakness, memory loss and serious problems with his heart and lungs. The doctor examined him and said there was no medicine for his disease. He told his patient to go to a quiet place for a month and have a good rest. He also advised him to eat a lot of meat, drink two glasses of red wine every day and take long walks. In other words, the doctor advised him to follow the rule: “Eat with pleasure, drink with pleasure and enjoy life as it is.” The doctor also said that if the man wanted to be well again, he shouldn’t smoke more than one cigarette a day. A month later the gentleman came into the doctor’s office. He looked cheerful and happy. He thanked the doctor and said that he had never felt a healthier man.“ But you know, doctor,” he said, “it’s not easy to begin smoking at my age.”

小题1:The writer thinks that_____.

A.health is more important than wealth

B.work is as important as studies

C.medicine is more important than pleasure

D.nothing is more important than money小题2:The doctor usually tells his patient what to do______.

A.without examining the patient

B.after he has examined the patient

C.if the patient doesn’t take medicine

D.unless the patient feels pain小题3:The underlined part means “______”.

A.he was feeling better than ever

B.he wasn’t a healthy man

C.he was feeling worse than before

D.he will be well again小题4:From the last sentence of the passage, we learn the man_______ before the doctor told him not to smoke more than one cigarette a day.

A.was a heavy smoker

B.didn’t smoke so much

C.didn’t smoke

D.began to learn to smoke小题5:Which of the following is NOT true?

A.The doctor usually tests his/her blood pressure when a person is ill.

B.The man told the doctor he couldn’t remember things.

C.The man thanked the doctor.

D.The man didn’t follow the doctor’s advice.