问题 单项选择题

下列哪项不属于投保方必须告知的内容( )

A.在保险合同有效期内,若保险标的的危险程度增加,应及时通知保险人

B.保险人理应知道的常识

C.保险标的转让应通知保险人,经保险人同意变更合同后继续承保

D.合同订立时根据保险人的询问,对已知或应知与保险标的及其危险有关的重要事实做如实回答

答案

参考答案:B

解析: 从理论上讲,投保方必须告知的内容有:①合同订立时根据保险人的询问,对已知或应知与保险标的及其危险有关的重要事实做如实回答;②在保险合同有效期内,若保险标的的危险程度增加,应及时通知保险人;③重复保险的投保人应将重复保险的有关情况告知保险人;④事故发生后应及时通知保险人;⑤保险标的转让应通知保险人,经保险人同意变更合同后继续承保。

多项选择题 案例分析题
阅读理解

Thirty years ago not many people would have dreamed of doing the repairs and decorations in their own homes. In those days labor was fairly cheap and most people would have thought it worthwhile to employ a professional painter and decorator, unless of course they were either very hand up or were in the trade themselves.

Today, however, it is quite a different story. Men and women in all walks of life turn their hands to all sorts of jobs round the house including painting, papering, putting up shelves and wall units, and tiling walls and floors. Some people with no professional training of any kind have even successfully built their own houses. These jobs have been made easier today by the introduction of prepared materials, which require the minimum amount of skill to use. In every high street throughout Britain nowadays there is at least one “Do-It-Yourself” shop containing a vast range of timber, tiles, paints, wallpapers and floor coverings besides tools of every description including power drills and many accessories. “Do-It-Yourself” is a booming business; all these shops do a roaring trade and look like continuing to do so. Probably the main reason for the craze is the high cost of present-day labor and the shortage of building firms willing to do small jobs.

小题1:Why did people employ professional workers to decorate homes thirty years ago?

A.Because they could not do it themselves.

B.Because professional workers were very cheap.

C.Because they had no time.

D.Because professional workers could do much better.小题2:Thirty years later what changes took place?

A.People could do everything themselves.

B.Few people chose to be a professional worker.

C.People with no professional training successfully built their own houses.

D.New expensive materials required no skills at all.小题3:What caused the DIY craze?

A.Young people liked to follow the fashion.

B.“Do-It-Yourself” is a booming business.

C.There were fewer building companies.

D.High cost of professional workers.小题4:What is the speaker telling us ?

A.How DIY comes into being.

B.Changes in building.

C.Changes in housing.

D.Great changes in these thirty years.