问题 单项选择题

2003年7月9日,某单位就其生产设备向甲保险公司投保了为期2年的足额财产保险,保险金额为80万元。同年10月6日,该单位又就该设备向乙保险公司投保了为期2年的足额财产保险,保险金额同样为80万元。2004年5月10日,该单位生产设备因意外火灾而毁损,其损失为70万元。甲乙两家公司知悉该单位厂房的重复保险情况,两家公司应按照以下哪一项对该单位进行赔偿( )

A.由甲公司对该单位按其实际损失70万元赔偿

B.甲乙两公司各应向该单位赔偿70万元

C.甲乙两公司各赔偿实际损失的一半,即各赔偿35万元

D.由乙公司赔偿该单位70万元的损失

答案

参考答案:C

解析:本题涉及重复投保时保险金的支付问题。依照《保险法》第41条第2款规定,重复保险的保险金额总和超过保险价值的,各保险人的赔偿金额的总和不得超过保险价值。除合同另有约定外,各保险人按照其保险金额与保险金额总和的比例承担赔偿责任。故本题选项为C。

选择题
单项选择题

Although there are many skillful Braille readers, thousands of other blind people find it difficult to learn that system. They are thereby shut (1) from the world of books and newspapers, having to (2) on friends to read aloud to them.

A young scientist named Raymond Kurzweil has now designed a computer which is a major (3) in providing aid to the (4) .His machine, Cyclops, has a camera that (5) any page, interprets the print into sounds, and then delivers them orally in a robot-like (6) through a speaker. By pressing the appropriate buttons (7) Cyclops’s keyboard, a blind person can "read" any (8) document in the English language.

This remarkable invention represents a tremendous (9) forward in the education of the handicapped. At present, Cyclops costs $ 50,000. (10) , Mr. Kurzweil and his associates are preparing a smaller (11) improved version that will sell (12) less than half that price. Within a few years, Kurzweil (13) the price range will be low enough for every school and library to (14) one. Michael Hingson, Director of the National Federation for the Blind, hopes that (15) will be able to buy home (16) of Cyclops for the price of a good television set.

Mr. Hingson’s organization purchased five machines and is now testing them in Maryland, Colorado, Iowa, California, and New York. Blind people have been (17) in those tests, making lots of (18) suggestions to the engineers who helped to produce Cyclops.

"This is the first time that blind people have ever done individual studies (19) a product was put on the market," Hingson said. "Most manufacturers believed that having the blind help the blind was like telling disabled people to teach other disabled people. In that (20) , the manufacturers have been the blind ones.

15()

A.schools

B.chihlren

C.families

D.companies