问题 单项选择题

客户法人治理结构的不完善,不包括( )。

A.客户决策和客户运作以内部人和关键人为中心

B.上市客户股权结构不合理

C.信息披露的质量比较高

D.国有独资客户的所有者缺位

答案

参考答案:C

解析:客户法人治理结构的不完善,有可能对其正常的生产经营带来难以预期的负面影响,信贷人员对此应给予关注。 (1)上市客户。 ①股权结构不合理。主要包括流通股的比重低、非流通股过于集中。 ②关键人控制。客户决策和客户运作以内部人和关键人为中心。 ③信息披露的实际质量难以保证。其主要原因在于:一是缺乏对信息披露主体有效的法律约束机制;二是行政干预和资本市场缺乏足够的竞争;三是客户内部缺乏有效的信息披露实施机制。 (2)国有独资客户。 ①所有者缺位。 ②行政干预。直接干预客户的经营决策,导致客户经营目标多元化。 (3)民营客户的管理决策机制更多地表现为一人决策或者家族决策,决策者个人或者家族的行为与意识代表了客户管理层的素质。管理者同时是客户的所有者。

阅读理解

For a girl who's interested in fashion, what would be the dream job? Being a model? Probably

no–-that's for a pencil thin who doesn't eat. One answer is, fashion stylist.

Girls can find it hard to ignore this attractiveness and the field is opening up to normal girls,

not only style or fashion design majors(某专业的学生). "It looked too high before, but now I

find it more approachable," said Xue Rui, 22, a Fudan University Chinese literature graduate who works as an assistant stylist at Hermès in Shanghai. "There is no certain principle in dressing up models, and you can try every way with your own distinct taste to make them pretty and attractive." Some professionals said that Xue's not mistaken.

The attractiveness of this work is not only in the wonderful clothes. Now it's a career with a bright future and pay packet. The income can allow you to buy expensive clothes and, with your name and photo appearing on pages, readers will remember your fashion tips.

A stylist at a fashion magazine can have some unique rights. You have a chance to contact famous persons and dress them up in a style you like. You need to cooperate with top photographers and select places around the world to take photos in. You might also be invited to fashion shows of top brands and can select some of the favorite clothes.

"You have to be ‘all-round’:from hair and make up to clothes, shoes, and accessories (配饰) to the event," said He Qing, 21, a junior in fashion design at the Beijing Institute of Fashion Technology. "You have to know everything, and handle several things at the same time. It's challenging. That's why I love it."

So, remember girls, you've been warned.

小题1: The underlined phrase “ pay packet” (paragraph 3)  means________.

A.a large bag

B.a large amount of money

C.chances

D.choices小题2:Which of the following statements is true according to the passage?

A.There are certain principles in dressing up models.

B.The only attractiveness of this work is in the wonderful clothes.

C.Only style or fashion design majors can work as a fashion stylist.

D.A stylist knows how to make a person beautiful, from head to toe。小题3:What is the unique right a stylist at a fashion magazine can have?

A.You have a chance to contact celebrities and dress them up in a style you like.

B.You need to cooperate with top photographers and select places around the world to take photos in.

C.You might also be invited to fashion shows of top brands and can select some of the favorite clothes.

D.All of above小题4: What will the author write in the 6th paragraph?

A.Top brands that fashion stylists like best.

B.Various fashion shows

C.Difficulties that fashion stylists may meet

D.Other dream jobs

多项选择题