问题 单项选择题

李军向银行贷款,请张华帮忙作保。李军从银行贷款25万元,随后,李军与张华签订一份抵押合同,李军将其汽车抵押给担保人张华,约定如2001年10月15日李军到期不清偿贷款,张华依法行使抵押权。两人办理了汽车抵押登记。待李军偿还贷款临近时,经张华催促,李军一直没有还贷。10月8日,张华持抵押合同将李军作抵押的汽车开走寄放在当地交通大队院内。10月15日,李军向银行清偿贷款18万元,尚欠7万元及利息。张华催告李军还清欠款,否则拒绝返还汽车。张华的行为:

A.符合法律规定,待李军清偿完贷款,张华返还汽车

B.符合法律规定,如李军不能清偿,张华拍卖汽车还款

C.不合法,张华应将汽车返还给李军,赔偿因扣押汽车给李军造成的损失

D.不合法,但李军不能清偿时,张华可以提前行使抵押权

答案

参考答案:C

解析:《担保法》第53条,债务履行期届满抵押权人未受清偿的,可以与抵押人协议以抵押物折价或者以拍卖、变卖该抵押物所得的价款受偿;协议不成的,抵押权人可以向人民法院提起诉讼。抵押物折价或者拍卖、变卖后,其价款超过债权数额的部分归抵押人所有,不足部分由债务人清偿。依此,张华可以与李军就抵押权如何实现达成协议,或者向人民法院提起诉讼,但不可以直接将抵押物扣押。故本题正确答案为C。

阅读理解

Book 1: Iggy peck, Architect

——By Andrea Beaty

32 pages, US $ 15.95

This book is the classic oddball (古怪的人) story about a kid whose head teacher does not recognize his great talent ( he makes buildings out of anything at hand, including table cloths, fruit and chalk) until it saves her life.

Book 2: The Chicken—Chasing Queen of Lamar County

——By Janice N. Harrington

40 pages, US $ 16.00

Our character here loves to run after chickens, particularly Miss Hen, who’s very fat. But, as all farming folk know, this is not a good way to produce happy, productive chickens. What will make her change her ways? The author is a professional storyteller and this book is full of fun, and has great illustrations (插图) .

Book 3: Diary of a Fly

——By Doreen Cronin

40 pages, US $ 15.99

This is the diary of a fly. A fly who, when she’s not landing on your head or swimming in your soup, is trying to escape her 327 brothers and sisters who are driving her crazy. Even though she’s little—just like her best friends, Worm and Spider—she wants to be a superhero. This is the story of a little fly who’s not afraid to dream really big.

Book 4:Cherry and Olive

——By Benjamin Lacombe

32 pages, US $ 16.95

Children’s books can quickly take little readers into new worlds, such as the big city, 1930s Georgia, or outer space. This book takes us on a little trip to some European capitals. Cherry is fat and likes books, and she has few friends until she meets a stray Shar—Pei puppy (迷途的沙皮犬) . She names it Olive. Through it she finds confidence and friendship. But what will happen when its owner returns?

小题1:In book 2, the character__________.

A.can make buildings out of anything

B.is a kid who likes to play tricks on teachers

C.keeps lots of chickens

D.likes to run after chickens小题2:Which of the following can best describe the fly in Book 3?

A.Lazy and proud.

B.Stupid and funny.

C.Brave and courageous.

D.Loyal and honest.小题3:Which of the following is TRUE, according to the text?

A.Strange students are mentioned in Book 1 and Book 3.

B.Book 4 introduces lots of farm animals.

C.A fly is a superhero on outer space in Book 2.

D.Book 1 is the cheapest of the four books.小题4:If you are interested in European cities, you may want to read the book by__________.

A.Benjamin Lacombe

B.Janice N. Harrington

C.Andrea Beaty

D.Doreen Cronin

单项选择题