下列关于近因原则的描述正确的有（）。 A.确定近因的关键是确定_爱下问搜题

搜题请搜索小程序“爱下问搜题”

问题多项选择题

下列关于近因原则的描述正确的有（）。

A.确定近因的关键是确定风险因素与损害之间的因果关系

B.近因原则是指对承保损失起决定性、有效性的原因

C.如果近因属于被保危险，所致损失，保险人不负赔偿责任

D.如果近因属于非保危险，所致损失，保险人不负赔偿责任

E.如果损失由一个原因造成，该原因就是近因

答案

参考答案：A, D

解析：近因，是指对承保损失起决定性、有效性的原因。所谓近因原则，是指保险人承担赔偿责任的范围应限于以承保风险为近因造成的损失。基本含义是：在风险与保险标的的损害关系中，如果近因属于被保风险，保险人应负赔偿责任；如果近因属除外风险或未保风险，则保险人不负赔偿责任。如果造成保险标的损害的原因只有一个，这个原因就是近因。

单项选择题

引起再生障碍性贫血的最常见药物是

A．消炎痛
B．阿司匹林
C．异烟肼
D．氯霉素
E．甲亢平

完形填空

-I was six when I joined my father and two elder brothers at sunrise in the fields of Eufaula, Okla. ___31__ the time I was eight I was helping Dad fix up old furniture. He gave me a cent for every nail I__32__out of old boards.
　　I got my first__33__job, at JM’s Restaurant in town, when I was 12. My main responsibilities(职责) were__34__tables and washing dishes,__35__sometimes I helped cook.
　　Every day after school I would__36__to JM’s and work until ten. Even on Saturdays I__37__from two until eleven. At that age it was difficult going to work and__38__my friends run off to swim or play. I didn’t necessarily like work, but I loved what working__39__me to have. Because of my__40__I was always the one buying when my friends and I went to the local Tastee Freez. This made me__41__.
　　Word that I was trustworthy and hard-working__42__around town. A local clothing store offered me credit (赊帐)__43__I was only in seventh grade. I immediately__44__a $68 sports coat and a $22 pair of shoes. I was__45__only 65 cents an hour, and I already owed the storekeeper $90! So I learned__46__the danger of easy credit. I paid it__47__as soon as I could.
My first job taught me self-control, responsibility and brought me a__48__of personal satisfaction few of my friends had experienced. As my father,__49__worked three jobs, once told me, "If you__50__sacrifice(奉献) and responsibility, there are not many things in life you can’t have." How right he was.