问题 单项选择题 案例分析题

杨先生今年的年龄是35岁,他打算在65岁时退休。他想聘请一个理财规划师为他量身定做一个退休规划方案,为的是在退休后仍然能够保持较高的生活水平。杨先生通讨与理财规划师的交流,认为:(1)由于目前的物价上涨水平较高,在考虑到通货膨胀的因素后,预计杨先生退休后每年需要的生活费为12.5万元。(2)杨先生目前的身体状况较好,根据他目前的身体条件来看,预计他可以活到75岁。(3)杨先生为了进行退休规划,准备拿出15万元来作为启动资金。(4)杨先生打算采用定期定额投资方式,每年年末投入一笔资金,一直到他退休。(5)杨先生准备在退休前和退休后采取不同的投资策略,在退休前准备采取积极的投资策略,投资的预期收益率为8%,而退休后则采取消极的投资策略,投资的预期收益率为4%。

根据上面的信息我们可以推算出杨先生退休后还能活()年。

A.5

B.10

C.15

D.20

答案

参考答案:B

完形填空

Ⅲ、完形填空(15分)

From Monday to Friday most people are busy working or studying,but in the evenings and weekends they are free and    31    themselves.Some watch television or go to the movies,others    32    sports.This is decided by their own     33    .

There are many different ways to spend our    34    time.Almost everyone has some kind of    35    :it may be something from collecting stamps to    36    model planes.Some hobbies are very    37   ,but others don’t cost anything at all. Some collections(收藏) are worth    38    of money, others are valuable(有价值的) only to their owners.

I know a man who has a coin collection worth several    39    dollars. A short time ago he bought a rare(罕见的)fifty-cent piece which    40    him 250 dollars. He was very happy about his collection and thought the price was all right. On the other hand, my youngest brother collects match boxes. He has almost 600 of them, but I wonder    41    they are worth any money. However,   42    my brother they are quite valuable.   43    makes him happier than to find a new match box for his collection.

That’s    44    a hobby means, I think. It is something we like to do in our free time just for the fun of it. The value in dollars is not important,   45   the pleasure it gives us is.

31. A. love           B. work         C. enjoy         D. play

32. A. look like       B. take care of   C. think about     D. take part in

33. A. lives          B. interests      C. jobs           D. things

34.A. working       B. free         C. own           D. whole

35 .A. hobby        B. thing       C. job             D. way

36 .A. make         B. making     C. makes         D. made

37.A. interesting     B. exciting     C. cheap        D. expensive

38 .A. a little        B. a few       C. a lot           D. a number

39 .A. thousand     B. thousands   C. thousands of   D. thousand of

40.A. paid          B. cost         C. took          D. spent

41 .A. that          B. if            C. what         D. why

42 .A. to            B. on          C. with          D. in

43 .A. Everything    B. Anything     C. Nothing       D. Something

44 .A. where        B. how         C. what         D. why

45.A. so            B. but          C. because      D. as

单项选择题