问题 单项选择题

在个人住房贷款业务中,贷款审批环节的主要业务风险控制点不包括( )。

A.未按独立公正原则审批
B.不按权限审批贷款,使得贷款超授权发放
C.与借款人签订的合同无效
D.审批人员对应审查的内容审查不严,导致向不符合条件的借款人发放贷款

答案

参考答案:C

解析:[真题解析] 在个人住房贷款业务中,贷款审批环节的主要业务风险控制点有:(1)未按独立公正原则审批;(2)不按权限审批贷款,使得贷款超授权发放;(3)审批人员对应审查的内容审查不严,导致向不符合条件的借款人发放贷款。不包括选项C“与借款人签订的合同无效”。所以,选项C符合题意。

阅读理解

阅读理解

     No one knows how man learned to make words. Perhaps he began by making sounds like those made

by animals. Perhaps he made sounds like those he heard all round him--water splashing (溅落), bees

humming, a stone falling to the ground. Somehow he learned to make words. As the centuries went by, he

made more and more new words. This is what we mean by language. People living in different countries

made different kinds of words. Today there are about fifteen hundred different languages in the world. Each

contains four or five hundred thousand words, but we do not need all of these. Only a few thousand words

are used in everyday life.

     The words you know are called your vocabulary. You should try to make your vocabulary bigger, read

as many books as you can. There are plenty of books written in easy English for you to read. You will enjoy

them. When you meet a new word, look it up in your dictionary. Your dictionary is your most useful book.

1. "Humming" in the text means ______.[ ]

A. 飞翔

B. 嗡嗡叫

C. 采蜜

D. 跳舞

2. Different countries have ______ kinds of words. [ ]

A. different

B. more and more

C. the same

D. a few

3. In our daily life we need ______. [ ]

A. four or five hundred thousand words

B. fifteen hundred words

C. only a few thousand words

D. thousands of words

4. If we want to get our vocabulary bigger, we should ______. [ ]

A. learn from the teacher

B. read as many books as possible

C. look up new words in the dictionary

D. write in the words

5. We call the words that we know our ______. [ ]

A. language

B. sounds

C. dictionary

D. vocabulary

填空题