问题 单项选择题

王某是一个吸烟者,但当他填写人寿保险申请表时,他填写的是非吸烟者。对于这一情况,下列描述中正确的是( )。

A.当保单生效两年后,如果王某死亡的原因不是由吸烟引起的,保险公司不能抗拒赔付

B.当保单生效两年后,保险公司不能抗拒赔付死亡保险金,除非索赔原因是因意外死亡

C.当保单生效两年后,保险公司不能抗拒赔付死亡保险金,无论是哪种原因引起的死亡

D.如果保险公司发现投保人是吸烟者时,可以考虑将保单作废

答案

参考答案:D

解析: 吸烟者在申请表上填写自己是非吸烟者,这种行为属于违约,并是一种欺骗行为。当保险公司发现后,可以将投保人的保单作废。

阅读理解

阅读理解。

     Mr. and Mrs. Smith had always spent their summer holidays in New Jersey in the past, staying in a small

inn at the foot of a hill. One year, however, Mr. Smith made a lot of money in his business, so they decided

to go to London and stay at a really good hotel while they went t turning around that famous city.

     They flew to London and arrived at their hotel late one evening. They expected that they would have to

go bed hungry, because in that small inn in New Jersey, no meals served after seven. They were therefore

surprised when the man who received them in the hall asked whether they would take dinner there that night.

     "Are you still serving dinner?" asked Mr. Smith.

     "Yes,certainly, sir," answered the man. "We serve it until half past nine."

     "What are the times of meals then?" asked Mr. Smith.

     "Well, sir," answered the man. "We sever breakfast from seven to half past eleven in the morning, lunch

from twelve to three in the afternoon, tea from four to five, and dinner from six to half past nine."

     "But that hardly leaves any time for us to see the sights of London!" said Mrs. Smith.

1. Mr. and Mrs. Smith had _____ in the past.

A. often stayed in a quite good hotel

B. often stayed in a small inn

C. travelled to many places

D. made a lot of money

2. They decided to go to a really good hotel because _____.

A. it was said to be a quite good one

B. they were tired of small inns

C. it was near many places of interest

D. they now had enough money

3. When they got to the hotel, _____.

A. no meals wre served after seven

B. dinner was still being severed

C. there wre no visitors

D. the waiters were asleep

4. Mrs. Smith _____.

A. would have lots of time to see the sights

B. was afraid that they would have no time to tour around London

C. thought the hotel wasn't so good as they expected

D. did know why the hotel was better than the small inn

单项选择题