根据人教新目标版九年级英语全册Unit3 单元判读下列句子的正（T ）误（F ）

( ) 1. Teenagers’ hobbies always get in the way of their schoolwork.

( ) 2. Liu Yu is fifteen years old and from Shandong.

( ) 3. Liu Yu thinks his parents are very strict with him and never care about him.

( ) 4. Liu Yu thinks only when he is allowed to make the decision for himself can

             he havea chance to succeed.

( ) 5. Liu Yu’s parents don’t allow him to practice running every day because

             they want him to spend time on his schoolwork.

如果投保人与保险人就保险合同条款达成协议，就说明______。

A．保险合同已经成立 B．保险合同已经生效
C．保险合同已经有效 D．保险合同已无法变更