关于资产配置决定因素中可接受的资产类别，下列说法错误的是( )。
A．每大类资产和子类资产的风险、收益特征
B．不用考虑资产的类型与投资目标的匹配度
C．个人投资经验和风险承受能力
D．个人投资者的投资理念以及理财规划师的特长
参考答案：B
解析： 理财规划师给客户进行资产配置，需要根据客户的实际情况、客户的投资经验，以及对市场的特殊要求进行选择。同时还要考虑：每大类资产和子类资产的风险、收益特征；哪种类型的资产与投资目标匹配度最好；个人投资经验和风险承受能力；宏观经济预测，主要经济变量的预测，投资前景的预测；个人投资者的投资理念以及理财规划师的特长；可获得信息的数量和质量。
What do you think of stress? Is it a good thing or a bad thing? Most of the students think stress can do harm (伤害) 46 them in some ways. There’s a story about a teenager in a middle school. He even 47 his study because of the stress from school and family. We also usually 48 that someone turns to psychological doctors because of heavy working stress. There is no doubt (疑问) that some people think stress is a dangerous wolf. On the other hand, other people argue that stress is not a bad thing. They 49 stress can produce momentum (动力）in the end. For them, right attitude and action can reduce (减少) stress and make it 50 . When I was a child, my mom always pushed me to study hard. She wished I could go to an ideal 51 for further education. I experienced stress for the first time. To a poor family, I deeply knew 52 was not easy for us, and everything my mom did to me was just to hope I could live a better life in the future. 53 the saying goes, “No pains, no gains.” So I did what my mom expected because I didn’t want to let her down. At last, I did measure up (达到标准）to my mom’s expectation and go to college 54 . Thanks to my mom’s push! Thanks to the stress! In this way, I don’t think stress is a bad thing. Overall, stress is not a bad thing in 55 . The key is how we deal with it.
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