问题 单项选择题

我国某银行会计报告提供的相关资料如下:股东权益总额为50亿元。其中,股本为30亿元,资本公积为10亿元,盈余公积为5亿元,未分配利润为4亿元,一般风险准备为1亿元;贷款余额为40亿元,其中,正常类贷款为30亿元,关注类贷款为5亿元,次级类贷款为3亿元,可疑类贷款为1.5亿元,损失类贷款为0.5亿元;长期次级债为2亿元;贷款损失准备金余额为6亿元;加权风险资产总额为520亿元。 

根据中国银监会《商业银行资本管理办法(试行)》,该银行二级资本金融是()亿元。

A.20 

B.9 

C.2 

D.1

答案

参考答案:C

解析:

长期次级债为2亿元,属于二级资本

考点:金融企业资本与负债业务——金融企业资本——巴塞尔协议对我国银行业资本金管理影响

附属资本,又称二级资本、补充资本或辅助资本。这类资本包括普通准备 金(呆账准备金、投资风险准备金)和长期次级债务(发行的长期金融债券)等。本题长期次级债为2亿元。

完形填空
完形填空。
     Kindness is the golden chain by which society is bound together. However, I was not
thinking about the golden chain when I had to help people who__1__their way and parked
in front of my house.
      I was growing tired of helping so many people. Almost every__2__I was awaken
during a sound night's sleep and had to__3__someone out. Many times I was__4__by
some penniless motorists who did not even thank me for the helps that they received and
some even complained that I could have done__5__.
     One day, a young man with a weekold beard climbed out of a__6__automobile.He had
no money and no food.He asked if I could give him some__7__, and offer him gasoline and
a meal. I told him that if he wanted to work for me, he could cut the grass, but__8__the work
wasn't necessary.
     Though sweaty and hungry, he worked hard.After working all day, he sat__9__to cool
himself. I thanked him for his work and gave him the money he__10__. I then offered him
some__11__money for a task particularly well done, but he shook his head, __12__.
      I never saw him again.He probably thinks I helped him out that day, but that is not__13__
it was. I didn't help him. He helped me to__14__people again. He helped me to once again
want to do something for those who are__15__. I wish I could thank him for__16__some
of my belief in the basic __17__of others and for giving me back a little of the__18__I had
lost. Because of him, I once again felt part of a golden chain of kindness that__19__us to
others.
     I may have fed his body that day, but he fed my__20__.
( )1.A.fought
( )2.A.morning
( )3.A.bring
( )4.A.taken for granted
( )5.A.less
( )6.A.fashionable
( )7.A.money
( )8.A.actually
( )9.A.in the sun
( )10.A.asked
( )11.A.old
( )12.A.accepted
( )13.A.the situation
( )14.A.believe in
( )15.A.in trouble
( )16.A.forgetting
( )17.A.goodness
( )18.A.weakness
( )19.A.adapts
( )20.A.heart

B.found
B.afternoon
B.help
B.put up with
B.more
B.famous
B.food
B.specially
B.in the shade
B.begged
B.extra
B.received
B.the thing
B.watch over
B.in danger
B.losing
B.happiness
B.strength
B.adjusts
B.soul

C.made
C.night
C.carry
C.turned down
C.worse
C.flashy
C.help
C.particularly
C.in the field
C.needed
C.small
C.refused
C.the issue
C.look after
C.in tears
C.restoring
C.pleasure
C.optimism
C.devotes
C.head

D.lost
D.evening
D.drive
D.taken up with
D.enough
D.shabby
D.work
D.generally
D.in the car
D.charged
D.good
D.denied
D.the way
D.care about
D.in fear
D.finding
D.nature
D.pessimism
D.connects
D.mouth

问答题 简答题